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488 Overbrook Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 488 Overbrook Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,230 sqft · built 2023
Lot Size0.337 acres (14,680 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Aug 2022)
Tax Bill$21,866 (2025)
Deeds & MortgagesJun 2023 Construction Loan
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN51-03612-0000-00014

Property Details

APN / Parcel Number

Primary APN51-03612-0000-00014
Alternative APN
  • 510361200014

Interior

Stories2 Stories
Building Area2,230 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,680 sqft (0.337 acres)
Lot Dimensions140 ft deep x 107 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address488 OVERBROOK RD
CityRIDGEWOOD
StateNJ
Zip07450-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.337 AC
Legal SubdivisionVILLAGE/RIDGEWOOD
Legal Block3612
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group6
Census Block6015
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address488 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK NA
Aug 23, 2022Bargain and Sale Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleJun 2, 2003 · Amount on Record
Deed Document Number202283802
Deed Book / Page4783 / 890
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address488 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417
Transaction TypeMortgage
Record UpdatedJul 19, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050141324
DateJun 14, 2023
Book Page5014/1324
Instrument2023039038
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJun 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexOther
Max Rate10.8%

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateAug 23, 2022
Property Address488 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417
Document Number0047830890
Book / Page4783 / 890
Instrument DateJul 15, 2022
Instrument2022083802
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$9,285.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1906 NE 7TH PL, 1906, FORT LAUDERDALE, FL 33304-3406

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 OVERBROOK RD, RIDGEWOOD, NJ 07450-3417

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$756,600 (-) Land $413,200 Building $343,400$756,600 (-) Land $413,200 Building $343,400
2025$21,866.00 (+0.74%)$756,600 (-) Land $413,200 Building $343,400$756,600 (-) Land $413,200 Building $343,400
2024$21,706.00 (+4.98%)
2023$756,600 Land $413,200 Building $343,400$756,600 Land $413,200 Building $343,400
2022$20,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1999–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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