488 Opal Point Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 488 Opal Point Dr, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,272 sqft · built 1997
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$725,000 (Jul 2022)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jul 2022 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021071 02114`

Property Details

APN / Parcel Number

Primary APN	`021071 02114`
Alternative APN	`071 02114`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,272 sqft Living Area
1st Floor Area	3,272 sqft
Basement Area	1,416 sqft
Finished Basement	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	157 ft deep x 306 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	832 sqft
Deck Area	864 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	488 OPAL POINT DR
City	SMITHVILLE
State	TN
Zip	37166-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 9; SUBDIVISION: OPAL POINT
Legal Subdivision	OPAL POINT
Legal Lot Number	23
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	920102

Owner

488 Opal Point Dr is owned by a company that bought it in July 2022.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	9250 CHEVOIT DR, BRENTWOOD, TN 37027-6140
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer
Oct 31, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jul 1, 2004 · Amount on File
Deed Document Number	204886
Deed Book / Page	530 / 478
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jul 18, 2022
Property Address	488 OPAL POINT DR, SMITHVILLE, TN 37166-5131
Document Number	0005300478
Book / Page	530 / 478
Instrument Date	Jul 15, 2022
Instrument	204886
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9250 CHEVOIT DR, BRENTWOOD, TN 37027-6140

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	488 OPAL POINT DR, SMITHVILLE, TN 37166-5131
Document Number	0000194610
Instrument Date	Oct 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 OPAL POINT DR SMITHVILLE TN 371665131, SMITHVILLE, TN 37166-5131

Mortgage

Document Number	0000194610
Date	Nov 10, 2020
Book Page	000479/000107
Instrument	194610

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 488 Opal Point Dr was $2,696.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00	$107,425 Land $21,000 Building $86,425
2023		$107,425 (-) Land $21,000 Building $86,425
2022	$1,859.00	$107,425 Land $21,000 Building $86,425	$429,700 (-) Land $84,000 Building $345,700
2021			$429,700 Land $84,000 Building $345,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Opal Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Opal Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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