488 Ocean St, Tulare, CA 93274 Property Records

Tulare County property record for 488 Ocean St, Tulare, CA 93274

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,232 sqft · built 2020
Lot Size0.185 acres (8,035 sqft)
OwnerCompany Name on Record
Last Sale$368,000 (May 2020)
Tax Bill$4,961 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN172-310-018-000

Property Details

APN / Parcel Number

Primary APN172-310-018-000
Alternative APN
  • 172-310-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,232 sqft Living Area
1st Floor Area2,232 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area8,035 sqft (0.185 acres)
Garage Area647 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number172-310-018
Street Address488 OCEAN ST
CityTULARE
StateCA
Zip93274-7520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionLOT 42 PALM RANCH NO 6 RM43-43
Legal SubdivisionPALM RANCH NO 6
Legal Lot Number42
JurisdictionTULARE CA
Township / Civil DivisionTULARE
Census Block Group1
Census Block1010
Census Tract2403

Owner

Source: Tulare County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address222 N GARDEN ST, 400, VISALIA, CA 93291-6328
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 23, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 14, 2020Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Deed Document Number20202020-0027220
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address488 OCEAN ST, TULARE, CA 93274-7520
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 OCEAN ST, TULARE, CA 93274-7520

Mortgage

Document Number0000036138
DateAug 8, 2023
Instrument2023-0036138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueJul 1, 2052

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address488 OCEAN ST, TULARE, CA 93274-7520
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 OCEAN ST, TULARE, CA 93274-7520

Mortgage

Document Number0000052924
DateAug 23, 2022
Instrument2022-0052924
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2052

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTULARE CA
Recording DateMay 14, 2020
Property Address488 OCEAN ST, TULARE, CA 93274-7520
Document Number0000027220
Map ReferenceMB 43 PG 43
Instrument DateMay 7, 2020
Instrument2020-0027220
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address488 OCEAN ST, TULARE, CA 93274-7520

Mortgage

Document Number0000027221
DateMay 14, 2020
Instrument2020-0027221
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTulare County
MunicipalityTulare City
Elementary School DistrictTulare City Elementary School District (KG - 08)
Secondary School DistrictTulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$452,398 (+2%) Land $83,662 Building $368,736
2025$4,961.00 (+0.51%)$443,528 (+14.81%) Land $82,022 Building $361,506
2024$4,936.00 (+13.11%)
2023$4,364.00 (+3.09%) Homeowner's exemption$386,307 Land $78,838 Building $307,469
2022$4,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TULARE
serves 72,241 people · EPA ID CA5410015
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Race Communications
Fiber
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ocean St

Nearby Streets

Search Property Records by Address or Parcel Number