488 Monya Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 488 Monya Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1960
Lot Size	0.261 acres (11,381 sqft)
Owner	Owner Name on File
Last Sale	$38,000 (Mar 2005)
Tax Bill	$588 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158I G 030`

Property Details

APN / Parcel Number

Primary APN	`158I G 030`
Alternative APN	`0000100460`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,381 sqft (0.261 acres)
Lot Dimensions	148 ft deep x 76.9 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000100460
Street Address	488 MONYA LN
City	CHATTANOOGA
State	TN
Zip	37421-4098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 R L DYER SUB PB 21 PG 20 054G 16 05
Legal Subdivision	L DYER SUB
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2007
Census Tract	3400

Owner

The current owner of 488 Monya Ln bought it in March 2005.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	6807 LEE HWY, CHATTANOOGA, TN 37421-2601

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2005 · Amount on File
Deed Sale	Mar 4, 2005 · Amount on File
Deed Document Number	2005030400236
Deed Book / Page	7449 / 738
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	488 MONYA LN, CHATTANOOGA, TN 37421-4098
Document Number	0804000050
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	CHOICE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6807 LEE HWY CHATTANOOGA TN 374212601, CHATTANOOGA, TN 37421-2601

Mortgage

Document Number	0804000050
Date	Aug 4, 2020
Book Page	012099/000912
Instrument	200804000050

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 488 Monya Ln was $588, up 36.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (+36.74%)	$38,825 (+101.95%)	$155,300 (+101.95%) Land $75,000 Building $80,300
2024	$430.00	$19,225 (-)	$76,900 (-) Land $40,000 Building $36,900
2023	$430.00	$19,225 (-)	$76,900 (-) Land $40,000 Building $36,900
2022	$430.00	$19,225	$76,900 Land $40,000 Building $36,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Monya Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2009)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Monya Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20