Yellowstone County property record for 488 Montecito Ave, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2025 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,600 (May 2026) |
| Tax Bill | $200 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A380030 |
| Primary APN | 000A380030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Area | 884 sqft |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 488 MONTECITO AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-3873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH SIERRA SUB 21ST FILING (24), S09, T01 N, R26 E, BLOCK 17, LOT 28 |
| Legal Subdivision | HIGH SIERRA SUB 21ST FILING (24) |
| Legal Block | 17 |
| Legal Lot Number | 28 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | NORTHWEST YELLOWSTONE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 1402 |
488 Montecito Ave is owned and occupied by an individual who bought it in May 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK OF MONTANA |
| May 1, 2026 | Warranty Deed · Conventional Mortgage STOCKMAN BK/MONTANA |
| Sep 8, 2025 | Warranty Deed, Transfer HIGH SIERRA II INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Sep 8, 2025 · Amount on File |
| Deed Document Number | 20264132702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 488 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1777 BIRDIE LN, BILLINGS, MT 59106-3006 |
| Document Number | 0004116172 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 4116172 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Mar 25, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 1, 2026 |
| Property Address | 488 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Document Number | 0004132702 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.4132702 |
| Record Updated | May 11, 2026 |
| Title Company | FIRST MONTANA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Document Number | 0004132703, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.4132703 |
| Name | STOCKMAN BK/MONTANA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 8, 2025 |
| Property Address | 488 MONTECITO AVE, BILLINGS, MT 59105-3873 |
| Document Number | 0004113832 |
| Map Reference | DOC 4051301 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 4113832 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FMT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1777 BIRDIE LN, BILLINGS, MT 59106-3006 |
| Document Number | 0004113833 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 4113833 |
| Name | HIGH SIERRA II INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 488 Montecito Ave was $200.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Secondary School District | Billings High School District (09 - 12) |
| Elementary School District | Independent Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,816 (+1,760,023.08%) Land $77,479 Building $151,337 | $228,816 (+1,760,023.08%) Land $77,479 Building $151,337 | |
| 2025 | $200.00 | $13 Land $13 | $13 Land $13 |
| 2024 | $200.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 488 Montecito Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Montecito Ave is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink.
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