488 Mill River Ln, San Jose, CA 95134 Property Records

Santa Clara County property record for 488 Mill River Ln, San Jose, CA 95134

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,091 sqft · built 1991
Lot Size	0.037 acres (1,620 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Oct 2017)
Tax Bill	$13,426 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`097-64-038`

Property Details

APN / Parcel Number

Primary APN	`097-64-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	1,006 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,620 sqft (0.037 acres)
Lot Dimensions	60 ft deep x 27 ft wide
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	09764038
Street Address	488 MILL RIVER LN
City	SAN JOSE
State	CA
Zip	95134-2421
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A(PD)
Legal Description	TRACT 8347 LOT 38
Legal Subdivision	TRACT NO 8347
Legal Tract	8347
Legal Lot Number	38
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1023
Census Tract	505006

Owner

488 Mill River Ln, a condominium, is owned and occupied by an individual who bought it in October 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	488 MILL RIVER LN, SAN JOSE, CA 95134-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Mar 9, 2018	Deed of Trust, Mortgage MERIWEST CU
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	Nov 9, 2006
Deed Document Number	201723775072
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0023775072
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	488 MILL RIVER LN, SAN JOSE, CA 95134-2421
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MILL RIVER LN, SAN JOSE, CA 95134-2421

Mortgage

Document Number	0025052033
Date	Aug 3, 2021
Instrument	25052033

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	488 MILL RIVER LN, SAN JOSE, CA 95134-2421
Document Number	0023888159
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MILL RIVER LN SAN JOSE CA 951342421, SAN JOSE, CA 95134-2421

Mortgage

Document Number	0023888159
Date	Mar 15, 2018
Instrument	23888159

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 12, 2017
Property Address	488 MILL RIVER LN, SAN JOSE, CA 95134-2421
Document Number	0023775072
Instrument Date	Aug 28, 2017
Instrument	23775072
Transaction Type	Transfer
Record Updated	Oct 18, 2017

Transaction

Amount	Amount on Record
Tax	$168.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MILL RIVER LN SAN JOSE CA 951342421, SAN JOSE, CA 95134-2421

Tax Assessment & Valuation

The 2025 property tax bill for 488 Mill River Ln was $13,426 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,842 (+2%) Land $509,632 Building $588,210
2025	$13,426.00 Homeowner's exemption	$1,076,317 Land $499,640 Building $576,677
2023	$13,033.00 (+1.46%) Homeowner's exemption	$1,034,525 Land $480,240 Building $554,285
2022	$12,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 488 Mill River Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Mill River Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - NSJ/ALVISO serves 48,082 people · EPA ID CA4310019
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Jul 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	144 / 32
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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