488 McDuff Dr, Alford, FL 32420 Property Records

Jackson County property record for 488 McDuff Dr, Alford, FL 32420

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 1992
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Last Sale	$285,000 (Jul 2021)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-2N-11-0201-00H0-0040`

Property Details

APN / Parcel Number

Primary APN	`05-2N-11-0201-00H0-0040`
Alternative APN	`11 N 205020100H00040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Lot Width	302 ft Width
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Florida Room
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 MCDUFF DR
City	ALFORD
State	FL
Zip	32420-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 294 P 328 OR 314 P 703 OR 335 P 91 OR 460 P 782 OR 477 P 95 OR 567 P 754,758 OR 793 P 794 S1/2 OF LOT 3, LOT 4 & 5 BLK H THE HIGH- LANDS COMPASS LAKE UNIT 2 OR 1188 P 511 EASEMENT OR 1708 P 63
Legal Range	11W
Legal Township	02N
Legal Section	05
Legal Subdivision	COMPASS LAKE
Legal Block	40
Legal Lot Number	100H0
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	3
Census Block	3120
Census Tract	211100

Owner

Source: Jackson County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	488 MCDUFF DR, ALFORD, FL 32420-7146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Apr 3, 2008 · Amount on Record
Deed Document Number	20219271
Deed Book / Page	1708 / 63
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Mar 19, 2026
Property Address	488 MCDUFF DR, ALFORD, FL 32420-7146
Document Number	0019140659
Book / Page	1914 / 659
Instrument Date	Mar 19, 2026
Instrument	202632003019
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 MCDUFF DR, ALFORD, FL 32420-7146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MCDUFF DR, ALFORD, FL 32420-7146

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 27, 2021
Property Address	488 MCDUFF DR, ALFORD, FL 32420-7146
Document Number	0017080063
Book / Page	1708 / 63
Instrument Date	Jul 22, 2021
Instrument	202132009271
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 COLONY HARBOUR RD, 106, PANAMA CITY BEACH, FL 32407-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 PETAL PL, WEST DELRAY BEACH, FL 33484-2736

Mortgage

Document Number	170866
Date	Jul 27, 2021
Instrument	1708/66

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+2.97%) Homeowner's exemption	$237,909 (+2.9%)	$264,668 (-0.81%) Land $84,700 Building $179,968
2024	$2,557.00 (+5.62%) Homeowner's exemption	$231,204 (+3%)	$266,836 (+1.93%) Land $84,700 Building $182,136
2023	$2,421.00 (+1%) Homeowner's exemption	$224,470 (+3%)	$261,781 (+20.12%) Land $84,700 Building $177,081
2022	$2,201.00 Homeowner's exemption	$217,932 Land $74,112 Building $143,820	$217,932 Land $74,112 Building $143,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: AT&T, Wildstar Networks.

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