488 Lynette St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 488 Lynette St, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,604 sqft · built 2002
Lot Size	0.028 acres (1,230 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jul 2021)
Tax Bill	$9,020 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03325875`

Property Details

APN / Parcel Number

Primary APN	`09-03325875`
Alternative APNs	`903325875` `03325875`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,604 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,230 sqft (0.028 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03325875
Street Address	488 LYNETTE ST
City	GAITHERSBURG
State	MD
Zip	20878-6544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 2
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	R
Legal Lot Number	40
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4013
Census Tract	700826

Owner

488 Lynette St, a townhouse, is owned and occupied by two individuals who bought it in July 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Book / Page	63615 / 279
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 29, 2021
Property Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544
Document Number	0636150279
Book / Page	63615 / 279
Map Reference	PL 21744
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544

Mortgage

Document Number	63615286
Date	Jul 29, 2021
Instrument	63615/286

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544

Mortgage

Document Number	0620520435
Date	Mar 2, 2021
Book Page	62052/435

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE TOWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0586120173
Date	Dec 3, 2019
Book Page	58612/173

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Sep 1, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	488 LYNETTE ST, GAITHERSBURG, MD 20878-6544
Document Number	0545200032
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LYNETTE ST GAITHERSBURG MD 208786544, GAITHERSBURG, MD 20878-6544

Mortgage

Document Number	0545200032
Date	Jun 28, 2017
Book Page	054520/000032

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 488 Lynette St was $9,020.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,300 (+6.2%) Land $300,000 Building $412,300	$712,300 (-) Land $300,000 Building $412,300
2025	$9,020.00	$670,733	$712,300 Land $300,000 Building $412,300
2023		$587,600 Land $300,000 Building $287,600	$587,600 Land $300,000 Building $287,600
2022	$6,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Lynette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 488 Lynette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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