Bergen County and Garfield City property record for 488 Lanza Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1922 |
| Lot Size | 0.095 acres (4,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Nov 2021) |
| Tax Bill | $7,118 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00177-02-00001-01 |
| Primary APN | 21-00177-02-00001-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Stucco |
| Lot Area | 4,134 sqft (0.095 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 004784 |
|---|---|
| Street Address | 488 LANZA AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4134 SF |
| Legal Block | 177 |
| Legal Lot Number | 1.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21101 |
488 Lanza Ave is owned and occupied by two individuals who bought it in November 2021.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 LANZA AVE, GARFIELD, NJ 07026-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Deed Document Number | 2021173210 |
| Deed Book / Page | 4468 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 22, 2021 |
| Property Address | 488 LANZA AVE, GARFIELD, NJ 07026-2035 |
| Document Number | 0044680535 |
| Book / Page | 4468 / 535 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021173210 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 570 ACKERMAN AVE, 570, GLEN ROCK, NJ 07452-1834 |
| Name | Verified Name |
|---|---|
| Address | 488 LANZA AVE, GARFIELD, NJ 07026-2035 |
| Document Number | 2021173211 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021173211 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 488 LANZA AVE, GARFIELD, NJ 07026-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027362166 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 02736/2166 |
| Instrument | 17-072847 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN BRUNO, CA 94066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 488 Lanza Ave was $7,118, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,600 (-) Land $111,200 Building $93,400 | $204,600 (-) Land $111,200 Building $93,400 | |
| 2025 | $7,118.00 (+4.26%) | $204,600 Land $111,200 Building $93,400 | $204,600 Land $111,200 Building $93,400 |
| 2024 | $6,827.00 | ||
| 2023 | $204,600 Land $111,200 Building $93,400 | $204,600 Land $111,200 Building $93,400 | |
| 2022 | $6,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 Lanza Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 488 Lanza Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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