488 Lake Bluff Dr, Baxter, TN 38544 Property Records

DeKalb County property record for 488 Lake Bluff Dr, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,102 sqft · built 2024
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$109,900 (Aug 2020)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021049 01200`

Property Details

APN / Parcel Number

Primary APN	`021049 01200`
Alternative APN	`049 01200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,252 sqft
Finished Basement	104 sqft
Unfinished Basement	1,148 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	488 LAKE BLUFF DR
City	BAXTER
State	TN
Zip	38544-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAKE VIEW SHORES
Legal Lot Number	15
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	920101

Owner

Source: DeKalb County records · APN 021049 01200

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	488 LAKE BLUFF DR, BAXTER, TN 38544-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 05, 2022	Warranty Deed, Transfer
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2020193215
Deed Book / Page	472 / 194
Last Transfer Date	Aug 05, 2022
Transfer Doc	0000205162
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Aug 03, 2026
Property Address	488 LAKE BLUFF DR, BAXTER, TN 38544-2408
Document Number	0000225744
Book / Page	627 / 507
Instrument Date	Jul 29, 2026
Instrument	2026225744
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 LAKE BLUFF DR, BAXTER, TN 38544-2408

Mortgage

Document Number	0000225744,
Date	Aug 03, 2026
Book Page	627/507
Instrument	2026225744

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Aug 05, 2022
Property Address	LAKE BLUFF RD, SPARTA, TN 38583
Document Number	0005310781
Book / Page	531 / 781
Instrument Date	Jul 28, 2022
Instrument	205163
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HAYES RIDGE RD, LANCASTER, TN 38569-5219

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Jun 23, 2022
Property Address	LAKE BLUFF RD, SPARTA, TN 38583
Document Number	0005280824
Book / Page	528 / 824
Instrument Date	Jun 23, 2022
Instrument	204513
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 HIGH ECHELON CIR, SMYRNA, TN 37167-0628

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,930.00 (+305.46%)	$76,900 (+179.64%) Land $27,500 Building $49,400
2023		$27,500 (-) Land $27,500
2022	$476.00	$27,500 Land $27,500	$110,000 (-64.24%) Land $110,000
2021			$307,600 Land $110,000 Building $197,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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