St. Johns County property record for 488 Island View Cir, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,017 sqft · built 1996 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,500 (Oct 2018) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 074531-1040 |
| Primary APN | 074531-1040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,017 sqft Living Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 1,017 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 488 ISLAND VIEW CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 104 OR4632/259 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 2 |
| Legal Lot Number | 104 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 488 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Nov 20, 2006 · Amount on Record |
| Deed Document Number | 201877467 |
| Deed Book / Page | 4632 / 259 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0031270610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 488 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 488 ISLAND VIEW CIR, ST AUGUSTINE, FL 32095-9600 |
| Document Number | 0053560031 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5356/31 |
| Instrument | 2021095574 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 488 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9600 |
| Document Number | 0048091342 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 488 ISLAND VIEW CIR ST AUGUSTINE FL 320959600, ST AUGUSTINE, FL 32095-9600 |
| Document Number | 0048091342 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 004809/001342 |
| Instrument | 74826 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 26, 2018 |
| Property Address | 488 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9600 |
| Document Number | 0046320259 |
| Book / Page | 4632 / 0259 |
| Map Reference | MB28 PG110-116 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 2018077467 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 NORTONS FISH CAMP RD, 142, SATSUMA, FL 32189-3300 |
| Name | Verified Name |
|---|---|
| Address | 488 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9600 |
| Document Number | 2018077468 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018077468 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,829 (+2.7%) | $233,170 (-3.56%) Land $65,000 Building $168,170 | |
| 2025 | $1,520.00 (+19.78%) Homeowner's exemption Senior Citizen's exemption | $151,732 (+5.99%) | $241,778 (+2.56%) Land $60,000 Building $181,778 |
| 2024 | $1,269.00 (+3%) | ||
| 2023 | $1,232.00 (+5.12%) Homeowner's exemption Senior Citizen's exemption | $143,161 (+3%) | $235,742 (+4.93%) Land $70,000 Building $165,742 |
| 2022 | $1,172.00 Homeowner's exemption Senior Citizen's exemption | $138,991 | $224,662 Land $61,600 Building $163,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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