Waller County property record for 488 Horizon Light Ln, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 4,077 sqft · built 2021 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $764,484 (Jun 2026) |
| Tax Bill | $12,268 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 558204-001-049-000 |
| Primary APN | 558204-001-049-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,077 sqft Living Area |
| 1st Floor Area | 4,077 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 165 ft deep x 80 ft wide |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 185 sqft |
| Canopy | 69 sqft |
| Street Address | 488 HORIZON LIGHT LN |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77493-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S558204 LAKE HOUSE 4 BLK 1 LOT 49 |
| Legal Subdivision | LAKE HOUSE 4 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | WALLER TX |
| Township / Civil Division | BROOKSHIRE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 680100 |
488 Horizon Light Ln is owned and occupied by an individual who bought it in June 2026.
Source: Waller County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 HORIZON LIGHT LN, KATY, TX 77493-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage SHELBY SAVINGS BANK |
| Apr 1, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Apr 1, 2022 · Amount on File |
| Deed Document Number | 20269359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WALLER TX |
| Recording Date | Jun 26, 2026 |
| Property Address | 488 HORIZON LIGHT LN, KATY, TX 77493-4633 |
| Document Number | 0000009359 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20269359 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 HORIZON LIGHT LN, KATY, TX 77493-4633 |
| Document Number | 0000009360, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20269360 |
| Name | SHELBY SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WALLER TX |
| Recording Date | Apr 1, 2022 |
| Property Address | 488 HORIZON LIGHT LN, KATY, TX 77493-4633 |
| Document Number | 0002204190 |
| Map Reference | FILE 2103192 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2204190 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 HORIZON LIGHT LN, KATY, TX 77493-4633 |
| Document Number | 0002204191 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2204191 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 4 |
| Max Rate | 10.5% |
The 2025 property tax bill for 488 Horizon Light Ln was $12,268 with a homeowner's exemption, up 70.2% from the year before.
Source: Waller County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Waller County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,268.00 (+70.15%) Homeowner's exemption | $804,280 Land $83,160 Building $721,120 | $804,280 Land $83,160 Building $721,120 |
| 2024 | $7,210.00 | ||
| 2023 | $677,660 (+137.13%) Land $83,160 Building $594,500 | $677,660 (+137.13%) Land $83,160 Building $594,500 | |
| 2022 | $285,780 Land $61,710 Building $224,070 | $285,780 Land $61,710 Building $224,070 | |
| 2021 | $35,924.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 488 Horizon Light Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 88 (1992–2026) |
| Claims Outside the SFHA | 64 of 88 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Horizon Light Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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