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488 Garden Ave, Georgetown, SC 29440 Property Records

Georgetown County property record for 488 Garden Ave, Georgetown, SC 29440

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,064 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on File
Last Sale$168,000 (Jun 2013)
Tax Bill$975 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2023 Transfer
Flood ZoneZone A (high risk)
APN020101A010.00.00

Property Details

APN / Parcel Number

Primary APN020101A010.00.00
Alternative APN
  • 3746

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,064 sqft Living Area
Gross Area2,758 sqft
1st Floor Area1,624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchPatio
Porch Area126 sqft
Patio Area304 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number3746
Street Address488 GARDEN AVE
CityGEORGETOWN
StateSC
Zip29440-5820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 BLK A PARSON GARDE
Legal SubdivisionPARS
Legal BlockA
Legal Lot Number23
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1022
Census Tract920601

Owner

488 Garden Ave is owned by a company that acquired it in August 2023.

Source: Georgetown County records, as of January 21, 2026

Owner of Record2 Company Names on File
Mailing Address488 GARDEN AVE, GEORGETOWN, SC 29440-5820
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 29, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2013 · Amount on File
Deed SaleJun 19, 2013 · Amount on File
Prior SaleApr 28, 2006 · Amount on File
Deed Document Number20136650
Deed Book / Page2174 / 191
Last Transfer DateAug 29, 2023
Transfer Doc04566/0051
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address488 GARDEN AVE, GEORGETOWN, SC 29440-5820
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04248/0360
DateNov 18, 2021
Book Page4248/360
Instrument202100016926
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGEORGETOWN SC
Recording DateAug 29, 2023
Property Address488 GARDEN AVE, GEORGETOWN, SC 29440-5820
Document Number04566/0051
Book / Page4566 / 51
Map ReferenceMB HH PG 38
Instrument DateAug 29, 2023
Instrument202300009158
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address448 GARDEN AVE, GEORGETOWN, SC 29440-5819

Tax Assessment & Valuation

The 2025 property tax bill for 488 Garden Ave was $975.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$975.00$8,602 Land $709 Building $7,893$303,500 Land $25,000 Building $278,500
2023$879.00 (+6.8%)$7,480 (-) Land $540 Building $6,940$187,000 (-) Land $13,500 Building $173,500
2022$823.00$7,480 Land $540 Building $6,940$187,000 Land $13,500 Building $173,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Garden Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims8 (2015–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Garden Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 91% of South Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
HTC
Cable · Fiber in parts of the area		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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