York County and Saco City property record for 488 Ferry Rd, Saco, ME 04072 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,620 sqft · built 1952 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,281 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1630R |
| Primary APN | C1630R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,935 sqft |
| 1st Floor Area | 1,285 sqft |
| Basement Area | 981 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | C1630R |
|---|---|
| Street Address | 488 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 1 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN C1630R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 FERRY RD, SACO, ME 04072-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Aug 27, 2019 | Deed of Trust, Mortgage · Line of Credit SACO VLY CU |
| Aug 27, 2019 | Deed of Trust, Mortgage SACO VLY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 488 FERRY RD, SACO, ME 04072-2216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0183400647 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 18340/647 |
| Instrument | 2020038415 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 488 FERRY RD, SACO, ME 04072-2216 |
| Document Number | 0180390460 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|---|
| Address | 488 FERRY RD SACO ME 040722216, SACO, ME 04072-2216 |
| Document Number | 0180390460 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 018039/000460 |
| Instrument | 37640 |
| Name | SACO VLY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 488 FERRY RD, SACO, ME 04072-2216 |
| Document Number | 0180390441 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | MAIN STREET TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 488 FERRY RD SACO ME 040722216, SACO, ME 04072-2216 |
| Document Number | 0180390441 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 018039/000441 |
| Instrument | 37639 |
| Name | SACO VLY CU |
|---|---|
| Type | Credit Union |
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 05, 2024 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,281.00 (+4.18%) | $371,900 (+3.08%) Land $164,800 Building $207,100 | |
| 2024 | $5,069.00 (+5.04%) | $360,800 (+37.03%) Land $164,800 Building $196,000 | $520,695 |
| 2022 | $4,826.00 | $263,300 Land $125,700 Building $137,600 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 135 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured (3 under condo master policies) 36 of 135 individual policies on primary residences |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024, tidal / storm surge, Severe Winter Storm |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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