Clermont County property record for 488 Elm Dr, Cincinnati, OH 45255 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 1950 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Jul 2019) |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-45-35.-019 |
| Primary APN | 28-45-35.-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 22,651 sqft (0.52 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 1,170 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 488 ELM DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD; LOT 19 |
| Legal Subdivision | ELMWOOD |
| Legal Lot Number | 19 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41506 |
Source: Clermont County records · APN 28-45-35.-019
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 ELM DR, CINCINNATI, OH 45255-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 07, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jul 23, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Sep 05, 2007 · Amount on Record |
| Deed Document Number | 201915530 |
| Deed Book / Page | 2813 / 2251 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 488 ELM DR, CINCINNATI, OH 45255-5002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000535 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 2684/0390 |
| Instrument | 201700000535 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 488 ELM DR, CINCINNATI, OH 45255-5002 |
| Document Number | 0000017641 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Address | 488 ELM DR CINCINNATI OH 452555002, CINCINNATI, OH 45255-5002 |
| Document Number | 0000017641 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 002844/002825 |
| Instrument | 17641 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 23, 2019 |
| Property Address | 488 ELM DR, CINCINNATI, OH 45255-5002 |
| Document Number | 0000015530 |
| Book / Page | 002813 / 002251 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 15530 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2019 |
| Title Company | BUCKEYE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $904.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 ELM DR CINCINNATI OH 452555002, CINCINNATI, OH 45255-5002 |
| Document Number | 15531 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 002813/002253 |
| Instrument | 15531 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,709.00 (-44.34%) | $87,580 (-) Land $10,960 Building $76,620 | |
| 2024 | $250,200 (-) Land $31,300 Building $218,900 | ||
| 2023 | $8,461.00 (+131.36%) Homeowner's exemption | $87,580 (+40.89%) Land $10,960 Building $76,620 | $250,200 (+40.88%) Land $31,300 Building $218,900 |
| 2022 | $3,657.00 Homeowner's exemption | $62,160 Land $7,700 Building $54,460 | |
| 2020 | $177,600 Land $22,000 Building $155,600 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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