488 Echo Cir, Marco Island, FL 34145 Property Records

Collier County property record for 488 Echo Cir, Marco Island, FL 34145

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (May 2024)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	Oct 2017 Sale Sep 2017 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`771900 20 87B16`

Property Details

APN / Parcel Number

Primary APN	`771900 20 87B16`
Alternative APNs	`566644000031692002087` `56664400003`

Interior

Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	336 sqft
Deck Area	529 sqft

Location & Zoning

Street Address	488 ECHO CIR
City	MARCO ISLAND
State	FL
Zip	34145-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MARCO
Legal Description	MARCO BCH UNIT 1 BLK 20 LOT 8
Legal Range	26
Legal Township	52
Legal Section	16
Legal Subdivision	MARCO BEACH UNIT 1
Legal Tract	771900
Legal Block	20
Legal Lot Number	8
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	MARCO ISLAND
Census Block Group	3
Census Block	3007
Census Tract	10902

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Grant Deed ATTORNEY ONLY
Sep 18, 2017	Quit Claim Deed, Transfer EWM TITLE
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LNDG
Aug 14, 2017	Grant Deed ATTORNEY ONLY
Jul 12, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	20246552058
Deed Book / Page	6364 / 2415
Prior Transfer Date	May 14, 1997
Prior Transfer Doc	2332001509
Record Updated	Oct 29, 2026

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 3, 2017
Property Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Document Number	0054363551
Book / Page	005436 / 003551
Instrument Date	Sep 29, 2017
Instrument	5454622
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 ECHO CIR MARCO ISLAND FL 341453610, MARCO ISLAND, FL 34145-3610

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 18, 2017
Property Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Document Number	0054322233
Book / Page	005432 / 002233
Instrument Date	Aug 25, 2017
Instrument	5449090
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	EWM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 ECHO CIR MARCO ISLAND FL 341453610, MARCO ISLAND, FL 34145-3610

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Document Number	0054322235
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 ECHO CIR MARCO ISLAND FL 341453610, MARCO ISLAND, FL 34145-3610

Mortgage

Document Number	0054322235
Date	Sep 18, 2017
Book Page	005432/002235
Instrument	5449091

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 14, 2017
Property Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Document Number	0054250426
Book / Page	005425 / 000426
Instrument Date	Aug 1, 2017
Instrument	5440506
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 ECHO CIR MARCO ISLAND FL 341453610, MARCO ISLAND, FL 34145-3610

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 12, 2017
Property Address	488 ECHO CIR, MARCO ISLAND, FL 34145-3610
Document Number	0054143772
Book / Page	005414 / 003772
Instrument Date	May 31, 2017
Instrument	5428724
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 ECHO CIR MARCO ISLAND FL 341453610, MARCO ISLAND, FL 34145-3610

Mortgage

Document Number	54143780
Date	Jul 12, 2017
Book Page	005414/003780
Instrument	5428725

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Marco Island City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,848 (+1%)	$509,448 (+21.86%) Land $313,500 Building $195,948
2025	$4,061.00 (-19.12%)	$418,044 (+0.38%) Land $308,000 Building $110,044	$418,044 (-26.67%) Land $308,000 Building $110,044
2024	$5,021.00 (+4.13%)
2023	$4,822.00 (+4.71%)	$416,466 (+1%)	$570,094 (+14.33%) Land $379,500 Building $190,594
2022	$4,605.00	$378,605	$498,648 Land $326,288 Building $172,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 594 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	594 in force
Nearby Flood Claims	72 (2016–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 31 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCO ISLAND UTILITIES (CITY OF) private · serves 31,830 people · EPA ID FL5110183
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

488 Echo Cir, Marco Island, FL 34145 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2017: Grant Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Grant Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Echo Cir

Nearby Streets

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