488 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 488 E Main St, North Adams, MA 01247

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,312 sqft · built 1900
Lot Size	0.213 acres (9,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2024)
Tax Bill	$4,508 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2024 Sale & Mortgage + 1 more
APN	`NADA M:123 B:0000 L:29`

Property Details

APN / Parcel Number

Primary APN	`NADA M:123 B:0000 L:29`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	4,499 sqft
Basement Area	1,082 sqft
Unfinished Basement	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,272 sqft (0.213 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	488 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	29
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	2
Census Block	2009
Census Tract	921300

Owner

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 E MAIN ST, NORTH ADAMS, MA 01247-4416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GERALD R MILLS
Apr 22, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS COMMUNITY BANK
Jun 21, 2022	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Book / Page	1853 / 463
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	488 E MAIN ST, NORTH ADAMS, MA 01247-4416
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001743-729
Date	Mar 3, 2021
Book Page	1743/729
Instrument	1390

Lender

Name	GERALD R MILLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Apr 22, 2024
Property Address	488 E MAIN ST, NORTH ADAMS, MA 01247-4416
Document Number	001853-463
Book / Page	1853 / 463
Instrument Date	Apr 22, 2024
Instrument	1987
Transaction Type	Transfer
Record Updated	Sep 15, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	488 E MAIN ST, NORTH ADAMS, MA 01247-4416

Mortgage

Document Number	0000001988
Date	Apr 22, 2024
Instrument	1988

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001853-483
Date	Apr 22, 2024
Book Page	1853/483
Instrument	1989

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	NORTH ADAMS MA
Recording Date	Jun 21, 2022
Property Address	488 E MAIN ST, NORTH ADAMS, MA 01247-4416
Document Number	001794-735
Book / Page	1794 / 735
Instrument Date	Jun 10, 2022
Instrument	3872
Transaction Type	Foreclosure
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13150 WORLDGATE DR, HERNDON, VA 20170-4376
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,508.00 (-6.96%)	$269,800 (-1.6%) Land $33,600 Building $236,200	$279,365
2023	$4,845.00	$274,200 Land $30,700 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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