488 E Cove Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 488 E Cove Rd, Hudson, WI 54016 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Company Names on File
Last Sale	$850,000 (Oct 2021)
Tax Bill	$10,118 (2025)
Deeds & Mortgages	Jun 2024 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-1293-60-000`

Property Details

APN / Parcel Number

Primary APN	`040-1293-60-000`
Alternative APN	`17.28.19.1681`

Exterior

Lot Area	50,965 sqft (1.17 acres)

Location & Zoning

Street Address	488 E COVE RD
City	HUDSON
State	WI
Zip	54016-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T28N R19W SE NE LOT 6 PINEY WOODS SUBDIVISION
Legal Range	19W
Legal Township	28N
Legal Section	17
Legal Subdivision	PINEY WOODS SUBDIVISION
Legal Lot Number	6
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1019
Census Tract	120906

Owner

Source: St. Croix County records · APN 040-1293-60-000

Assessment roll updated February 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	488 E COVE RD, HUDSON, WI 54016-8128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Intrafamily Transfer, Transfer
Oct 12, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 04, 2020	Deed of Trust, Mortgage WESTCONSIN CU
Sep 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	20211140985
Last Transfer Date	Jun 14, 2024
Transfer Doc	0001180147
Record Updated	Sep 20, 2026

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Jun 20, 2024
Property Address	488 E COVE RD, HUDSON, WI 54016-8128
Document Number	0001180147
Instrument Date	Jun 14, 2024
Instrument	1180147
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 12, 2021
Property Address	488 E COVE RD, HUDSON, WI 54016-8128
Document Number	0001140985
Instrument Date	Oct 06, 2021
Instrument	1140985
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	488 E COVE RD, HUDSON, WI 54016-8128

Mortgage

Document Number	0001140986
Date	Oct 12, 2021
Instrument	1140986

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	488 E COVE RD, HUDSON, WI 54016-8128
Document Number	0001102202
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 E COVE RD HUDSON WI 540168128, HUDSON, WI 54016-8128

Mortgage

Document Number	0001102202
Date	May 11, 2020
Instrument	1102202

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	488 E COVE RD, HUDSON, WI 54016-8128
Document Number	0001088647
Instrument Date	Sep 06, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 E COVE RD HUDSON WI 540168128, HUDSON, WI 54016-8128

Mortgage

Document Number	0001088647
Date	Sep 17, 2019
Instrument	1088647

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated February 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,118.00 (+8.05%) Homeowner's exemption	$841,400 (-) Land $124,300 Building $717,100	$841,400 (-) Land $124,300 Building $717,100
2023	$9,364.00 Homeowner's exemption	$841,400 Land $124,300 Building $717,100	$841,400 Land $124,300 Building $717,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551091209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 95% of Wisconsin
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Baldwin Telecom	Fiber	8,000 / 8,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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