488 Dock Rd, West Creek, NJ 08092 Property Records

Ocean County and Eagleswood Township property record for 488 Dock Rd, West Creek, NJ 08092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,600 sqft · built 2009
Lot Size0.859 acres (37,400 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Oct 2025)
Tax Bill$10,457 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2021 Sale
Flood ZoneZone AE (high risk)
APN09-00004-0000-00023

Property Details

APN / Parcel Number

Primary APN09-00004-0000-00023
Alternative APN
  • 090000400023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsbestos
Lot Area37,400 sqft (0.859 acres)
Lot Dimensions374 ft deep x 100 ft wide
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address488 DOCK RD
CityBEACH HAVEN
StateNJ
Zip08008-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1
Legal Description100X374IRR
Legal Block4
Legal Lot Number23
JurisdictionOCEAN NJ
Township / Civil DivisionEAGLESWOOD
Census Block Group1
Census Block1031
Census Tract736002

Owner

488 Dock Rd is owned by two individuals who bought it in October 2025.

Source: Ocean County and Eagleswood Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address818 HAVERSTRAW RD, SUFFERN, NY 10901-2512
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed, Transfer · Conventional Mortgage
FIRST ALLIANCE HOME MORTGAGE LLC
Oct 22, 2021Deed, Transfer
SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Prior SaleOct 22, 2021 · Amount on File
Deed Document Number202581403
Deed Book / Page20164 / 1136
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateOct 15, 2025
Property Address488 DOCK RD, WEST CREEK, NJ 08092-3009
Document Number0201641136
Book / Page20164 / 1136
Instrument DateSep 19, 2025
Instrument2025081403
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address749 MIDLAND BLVD, UNION, NJ 07083-7425

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 HAERSTRAW ROAD, SUFFERN, NY 10901-2512

Mortgage

Document Number2025081404
DateOct 15, 2025
Instrument2025081404
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateOct 22, 2021
Property Address488 DOCK RD, WEST CREEK, NJ 08092-3009
Document Number0187380650
Book / Page18738 / 650
Instrument DateOct 6, 2021
Instrument2021151681
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount on Record
Tax$1,950.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address488 DOCK RD, 488, WEST CREEK, NJ 08092-3009

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 DOCK RD, WEST CREEK, NJ 08092-3009

Tax Assessment & Valuation

The 2025 property tax bill for 488 Dock Rd was $10,457, up 8.5% from the year before.

Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionEagleswood Township
Elementary School DistrictEagleswood Township School District (KG - 06)
Secondary School DistrictPinelands Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,100 (-) Land $156,000 Building $194,100$350,100 (-) Land $156,000 Building $194,100
2025$10,457.00 (+8.5%)$350,100 Land $156,000 Building $194,100$350,100 Land $156,000 Building $194,100
2024$9,638.00
2023$350,100 Land $156,000 Building $194,100$350,100 Land $156,000 Building $194,100
2022$9,358.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 488 Dock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims211 (1979–2025)
Claims Outside the SFHA5 of 211
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 101 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 40 claims
  • Coastal Storms & Flooding, Mar 1984 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Dock Rd is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 92% of New Jersey
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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