488 Crossfields Ln, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 488 Crossfields Ln, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	4,221 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,020 (Aug 2005)
Tax Bill	$13,752 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00507-17-00033`

Property Details

APN / Parcel Number

Primary APN	`08-00507-17-00033`
Alternative APN	`0800507001700033`

Interior

Building Area	4,221 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	488 CROSSFIELDS LN
City	SOMERSET
State	NJ
Zip	08873-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCV
Legal Subdivision	SOMERSET RUN
Legal Block	507
Legal Lot Number	33
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	54301

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2005 · Amount on Record
Deed Sale	Aug 5, 2005 · Amount on Record
Deed Book / Page	5780 / 907
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	488 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000551
Date	Jan 5, 2021
Book Page	7292/3589
Instrument	2021000551

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	488 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Document Number	0000023127
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 CROSSFIELDS LN SOMERSET NJ 088736011, SOMERSET, NJ 08873-6011

Mortgage

Document Number	0000023127
Date	Jun 4, 2020
Book Page	007216/002254
Instrument	23127

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	488 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Document Number	0000036799
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 CROSSFIELDS LN SOMERSET NJ 088736011, SOMERSET, NJ 08873-6011

Mortgage

Document Number	0000036799
Date	Sep 30, 2019
Book Page	007154/003689
Instrument	36799

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48826-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	488 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Document Number	0000010336
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 GROSSFILEDS LN SOMERSET NJ 08873, SOMERSET, NJ 08873

Mortgage

Document Number	0000010336
Date	Mar 29, 2019
Book Page	007108/000385
Instrument	10336

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,800 (-) Land $283,900 Building $506,900	$790,800 (-) Land $283,900 Building $506,900
2025	$13,752.00 (+14.35%)	$790,800 (+24.54%) Land $283,900 Building $506,900	$790,800 (+24.54%) Land $283,900 Building $506,900
2024	$12,026.00 (+0.79%)
2023		$635,000 Land $256,900 Building $378,100	$635,000 Land $256,900 Building $378,100
2022	$11,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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