Schoharie County and Esperance Town property record for 488 Conover Rd, Esperance, NY 12066
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,016 sqft · built 2005 |
| Lot Size | 27.1 acres (1,180,476 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,189 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433089 18.-3-5.2 |
| Primary APN | 433089 18.-3-5.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 1,180,476 sqft (27.1 acres) |
| Lot Width | 1,970 ft Width |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 455J205003 |
|---|---|
| Street Address | 488 CONOVER RD |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG-RES |
| Legal Block | 3 |
| Legal Lot Number | 5.002 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 740100 |
Source: Schoharie County and Esperance Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 488 CONOVER RD, ESPERANCE, NY 12066-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,189.00 (+4.57%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $8,787.00 (+180.56%) | $259,000 (-) Land $59,000 Building $200,000 | $417,742 (+7.11%) Land $95,161 Building $322,581 |
| 2023 | $259,000 (+8.37%) Land $59,000 Building $200,000 | $390,002 (+24.83%) Land $88,842 Building $301,160 | |
| 2022 | $239,000 Land $71,000 Building $168,000 | $312,418 Land $92,810 Building $219,608 | |
| 2021 | $3,132.00 (-58.97%) | ||
| 2020 | $7,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2011) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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