488 Cliff View Dr, Franklin, NC 28734 Property Records

Macon County property record for 488 Cliff View Dr, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,724 sqft · built 2014
Lot Size4.05 acres (176,418 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Apr 2007)
Tax Bill$2,204 (2026)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7501701617

Property Details

APN / Parcel Number

Primary APN7501701617
Alternative APNs
  • 0749247
  • 109274

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,724 sqft Heated Area
1st Floor Area2,724 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area176,418 sqft (4.05 acres)
TerrainRolling
Garage TypeFinished
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area624 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number109274
Street Address488 CLIFF VIEW DR
CityFRANKLIN
StateNC
Zip28734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRACT 18 CLIFF VIEW
Legal SubdivisionCLIFF VIEW
Legal Tract18
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group4
Census Block4008
Census Tract970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 440, OTTO, NC 28763-0440
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2007 · Amount on Record
Deed SaleApr 16, 2007 · Amount on Record
Deed Document Number20071830
Deed Book / Page31 / 1406
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address488 CLIFF VIEW DR, FRANKLIN, NC 28734
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00Y40/1869
DateJun 3, 2021
Book PageY-40/1869
Instrument2021005359
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,204.00$615,040 (+0.02%) Land $54,060 Building $560,980$615,040 (+0.02%) Land $54,060 Building $560,980
2025$2,204.00 (+0.55%)
2023$2,192.00$614,940 Land $54,060 Building $560,880$614,940 Land $54,060 Building $560,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2021 · river or lake flooding
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BalsamWest FiberNET
Fiber
1,000 / 500
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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