Bell County property record for 488 Beans Fork Rd, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,484 sqft |
| Lot Size | 60 acres (2,613,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $24,100 (Dec 2003) |
| Tax Bill | $287 (2025) |
| Deeds & Mortgages | Aug 2007 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-10-00-082.00 |
| Primary APN | 057-10-00-082.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Exterior Material | Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,613,600 sqft (60 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 62120 |
|---|---|
| Street Address | 488 BEANS FORK RD |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 1/2 ACRE ADJ HOOD & TURNER |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960800 |
Source: Bell County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 488 BEANS FORK RD, MIDDLESBORO, KY 40965-9414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2007 | Deed of Trust, Mortgage FIRST STATE FINANCIAL INC |
| Aug 29, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2003 · Amount on Record |
| Deed Sale | Dec 1, 2003 · Amount on Record |
| Deed Document Number | 0000041228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 488 BEANS FORK RD, MIDDLESBORO, KY 40965-9414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000M266/1 |
|---|---|
| Date | Aug 23, 2007 |
| Book Page | M266/1 |
| Name | FIRST STATE FINANCIAL INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 10, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Aug 29, 2025 |
| Property Address | 488 BEANS FORK RD, MIDDLESBORO, KY 40965-9414 |
| Document Number | 000D412/28 |
| Book / Page | D412 / 28 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 262952 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 107 SCHOOL FIRST RD, MIDDLESBORO, KY 40965 |
| Name | Verified Name |
|---|---|
| Address | 488 BEANS FORK RD, MIDDLESBORO, KY 40965-9414 |
| Document Number | 00M402/214 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | M402/214 |
| Instrument | 262905 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287.00 (+2.14%) | $70,000 (+190.46%) Land $70,000 | $70,000 (+190.46%) Land $70,000 |
| 2023 | $281.00 | $24,100 | $24,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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