Webster County property record for 488 Bd Luck Rd, Sebree, KY 42455
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,054 sqft |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Mar 2019) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2019 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-014-001 |
| Primary APN | 097-014-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,054 sqft Finished Area |
| Basement Area | 703 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Detached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 296 sqft |
| Patio Area | 700 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6385 |
|---|---|
| Street Address | 488 BD LUCK RD |
| City | SEBREE |
| State | KY |
| Zip | 42455-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES/BARN & 2.01 ACRES |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | SEBREE |
| Census Block Group | 1 |
| Census Block | 1147 |
| Census Tract | 960100 |
Source: Webster County records · APN 097-014-001
Assessment roll updated November 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 27, 2019 | Correction Deed |
| Feb 26, 2019 | Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Feb 26, 2019 | Deed, Transfer · FHA Mortgage |
| Mar 28, 2017 | Intrafamily Transfer, Transfer |
| Feb 23, 2017 | Intrafamily Transfer, Transfer |
| Feb 13, 2017 | Deed, Transfer INDEPENDENCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 2019402443 |
| Deed Book / Page | 305 / 412 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | DEED298/761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | MTG355/713 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | MTG 355/713 |
| Instrument | 406984 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Mar 27, 2019 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED305/412 |
| Book / Page | DEED 305 / 412 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 402443 |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Feb 26, 2019 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED305/181 |
| Book / Page | DEED 305 / 181 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 402242 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Investor | Possibly a Property Investor |
| Document Number | 0000402243 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 402243 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Feb 26, 2019 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED305/181 |
| Book / Page | DEED 305 / 181 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 402242 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, 488, SEBREE, KY 42455-9604 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | 402243 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 402243 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Mar 28, 2017 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED298/761 |
| Book / Page | DEED 298 / 761 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 283511 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Feb 23, 2017 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED298/557 |
| Book / Page | DEED 298 / 557 |
| Map Reference | MB 4 PG 72B |
| Instrument Date | Feb 08, 2017 |
| Instrument | 282902 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Feb 13, 2017 |
| Property Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | DEED298/502 |
| Book / Page | DEED 298 / 502 |
| Map Reference | DD 244 PG 454-459 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 282723 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 314, HARDINSBURG, KY 40143-0314 |
| Name | Verified Name |
|---|---|
| Address | 488 BD LUCK RD, SEBREE, KY 42455-9604 |
| Document Number | MTG334/018 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | MTG 334/018 |
| Instrument | 282903 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Amount | Amount Recorded |
|---|---|
| Term | 13 Months |
| Due | Mar 01, 2018 |
Source: Webster County records · Assessment roll updated November 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,444.00 (-0.57%) | $200,400 (-) | $200,400 (-) |
| 2023 | $2,458.00 | $200,400 | $200,400 |
Source: FEMA National Flood Hazard Layer as of October 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
Based on FCC filings for 13 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEBSTER CO WATER DISTRICT serves 5,940 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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