488 Ash Ln, Rio Rico, AZ 85648 Property Records

Santa Cruz County property record for 488 Ash Ln, Rio Rico, AZ 85648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2004
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2018)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-06-100`

Property Details

APN / Parcel Number

Primary APN	`115-06-100`
Alternative APNs	`R000019932` `1150610002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	2,347 sqft
1st Floor Area	1,877 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	R000019932
Street Address	488 ASH LN
City	RIO RICO
State	AZ
Zip	85648-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB RIO RICO ESTATES UNIT NO.7 LOT 72 OF BLK 56
Legal Range	13E
Legal Township	23S
Legal Section	04
Legal Subdivision	SUB RIO RICO ESTATES
Legal Block	56
Legal Lot Number	72
Jurisdiction	SANTA CRUZ AZ
Township / Civil Division	NOGALES
Census Block Group	1
Census Block	1030
Census Tract	966107

Owner

488 Ash Ln is owned and occupied by an individual who bought it in December 2018.

Source: Santa Cruz County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	488 ASH LN, RIO RICO, AZ 85648-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jan 4, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST AMERICAN BANK
Dec 14, 2018	Quit Claim Deed, Transfer · VA Mortgage FIRST AMERICAN BK
Dec 14, 2018	Warranty Deed, Transfer · VA Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	20187907
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ AZ
Property Address	488 ASH LN, RIO RICO, AZ 85648-1606
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ASH LN, RIO RICO, AZ 85648-1606

Mortgage

Document Number	0000001593
Date	Mar 11, 2026
Instrument	2026-01593

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 6, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ AZ
Property Address	488 ASH LN, RIO RICO, AZ 85648-1606
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE & TRUST OF PHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000068
Date	Jan 4, 2019
Instrument	2019-00068

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	LAS CRUCES, NM 88005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Dec 14, 2018
Property Address	488 ASH LN, RIO RICO, AZ 85648-1606
Document Number	0000007908
Instrument Date	Dec 11, 2018
Instrument	7908
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ASH LN RIO RICO AZ 856481606, RIO RICO, AZ 85648-1606

Mortgage

Document Number	7909
Date	Dec 14, 2018
Instrument	7909

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	LAS CRUCES, NM 88005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Dec 14, 2018
Property Address	488 ASH LN, RIO RICO, AZ 85648-1606
Document Number	0000007907
Map Reference	MB2 PG230
Instrument Date	Dec 11, 2018
Instrument	2018-07907
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE & TRUST OF PHO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141, CHAMA, NM 87520-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ASH LN, RIO RICO, AZ 85648-1606

Mortgage

Document Number	0000007909
Date	Dec 14, 2018
Instrument	2018-07909

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 488 Ash Ln was $1,525.

Source: Santa Cruz County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Santa Cruz County
Unified School District	Santa Cruz Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$224,440 Land $8,000 Building $216,440
2025	$1,525.00
2023		$17,025 (+18.26%) Land $390 Building $16,635	$170,254 (+18.27%) Land $3,900 Building $166,354
2022	$1,313.00	$14,396 Land $390 Building $14,006	$143,957 Land $3,900 Building $140,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Ash Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Ash Ln is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY WATER RIO RICO private · serves 17,960 people · EPA ID AZ0412011
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Simply Bits Fixed Wireless	100 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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