Lowndes County property record for 488 Allison Hardy Rd, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,524 sqft · built 2016 |
| Lot Size | 59 acres (2,570,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E000001200 |
| Primary APN | 21E000001200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,524 sqft Adjusted Area |
| 1st Floor Area | 3,093 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,570,040 sqft (59 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 002324 |
|---|---|
| Street Address | 488 ALLISON HARDY RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W2 NW4 DITCH W OF ALLISON HARDY RD |
| Legal Range | 17E |
| Legal Township | 18N |
| Legal Section | 04 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2144 |
| Census Tract | 1000 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 488 ALLISON HARDY RD, COLUMBUS, MS 39701-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2018 | Loan Modification, Mortgage COMMUNITY BK/MS |
| May 18, 2018 | Deed of Trust, Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2006 |
| Deed Sale | Aug 15, 2006 |
| Deed Document Number | 0020066250 |
| Deed Book / Page | 2006 / 6250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 488 ALLISON HARDY RD, COLUMBUS, MS 39701-9647 |
| Document Number | 0020182459 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 488 ALLISON HARDY RD COLUMBUS MS 397019647, COLUMBUS, MS 39701-9647 |
| Document Number | 0020182459 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 002018/022459 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 488 ALLISON HARDY RD, COLUMBUS, MS 39701-9647 |
| Document Number | 0020180625 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 488 ALLISON HARDY RD COLUMBUS MS 397019647, COLUMBUS, MS 39701-9647 |
| Document Number | 0020180625 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 002018/010625 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 24, 2023 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+1.14%) Homeowner's exemption | $24,361 (+14.47%) | $238,350 (+15.02%) Land $13,020 Building $225,330 |
| 2024 | $2,025.00 (+17.39%) | ||
| 2023 | $1,725.00 Homeowner's exemption | $21,281 | $207,220 Land $13,680 Building $193,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 36 (1983–2020) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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