488 280th St, Osceola, WI 54020 Property Records

Polk County property record for 488 280th St, Osceola, WI 54020

Property Summary

Property TypeSingle Family Home
Lot Size2.31 acres (101,059 sqft)
OwnerIndividual Name on Record
Tax Bill$2,865 (2025)
Deeds & MortgagesAug 2014 Line of Credit
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APN022-00196-0000

Property Details

APN / Parcel Number

Primary APN022-00196-0000

Exterior

Lot Area101,059 sqft (2.31 acres)

Location & Zoning

Street Address488 280TH ST
CityOSCEOLA
StateWI
Zip54020-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 CSM1219 V6 CSM P 35 (454438) LOCATED IN NW NW V511/566
Legal Lot Number5
JurisdictionPOLK WI
Township / Civil DivisionFARMINGTON
Census Block Group2
Census Block2016
Census Tract960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address488 280TH ST, OSCEOLA, WI 54020-4013
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2014Deed of Trust, Mortgage · Line of Credit
ROYAL CREDIT UNION
Feb 12, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 12, 2024
Transfer Doc0000923856
Record UpdatedJun 8, 2026

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address488 280TH ST, OSCEOLA, WI 54020-4013
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000822352
DateAug 12, 2014
Instrument822352
Lender
NameROYAL CREDIT UNION
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK WI
Recording DateFeb 12, 2024
Property Address488 280TH ST, OSCEOLA, WI 54020-4013
Document Number0000923856
Map ReferenceDOC454438
Instrument DateJan 25, 2024
Instrument923856
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
County SubdivisionFarmington Town
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,865.00 (+4.26%) Homeowner's exemption$248,500 (-) Land $40,600 Building $207,900$305,200 (+15.43%) Land $49,864 Building $255,336
2023$2,748.00 (+9.09%) Homeowner's exemption$248,500 (+67.68%) Land $40,600 Building $207,900$264,400 (+16.89%)
2022$2,519.00 Homeowner's exemption$148,200 Land $21,100 Building $127,100$226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lakeland Communications
Fiber
1,000 / 1,000

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