4879 State Rte 590, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 4879 State Rte 590, Oak Harbor, OH 43449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,009 sqft · built 1964
Lot Size	0.917 acres (39,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,900 (Oct 2020)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-01860-02361-000`

Property Details

APN / Parcel Number

Primary APN	`004-01860-02361-000`
Alternative APN	`004817-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	2,009 sqft
Basement Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1999
Exterior Material	Brick
Lot Area	39,962 sqft (0.917 acres)
Lot Dimensions	180 ft deep x 222 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	80 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004817-0
Street Address	4879 STATE ROUTE 590
City	OAK HARBOR
State	OH
Zip	43449-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BUHROW
Legal Subdivision	WILLIAM J AND LEONARD J BUHROW ADDITION
Legal Lot Number	2
Jurisdiction	OTTAWA OH
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1014
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4879 STATE ROUTE 590, 12322, OAK HARBOR, OH 43449-9490
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	2020299881
Deed Book / Page	1801 / 90
Prior Transfer Date	Oct 8, 2009
Prior Transfer Doc	0000198173
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	4879 STATE ROUTE 590, OAK HARBOR, OH 43449-9490
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310896
Date	Sep 22, 2021
Book Page	1862/300
Instrument	2021-310896

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Oct 21, 2020
Property Address	4879 STATE ROUTE 590, OAK HARBOR, OH 43449-9490
Document Number	0000299881
Book / Page	1801 / 90
Instrument	202000299881
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4879 STATE ROUTE 590, OAK HARBOR, OH 43449-9490

Mortgage

Document Number	0000180193
Date	Oct 21, 2020
Instrument	1801/93

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Benton Township
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00 (-6.96%)	$101,938 (-) Land $13,468 Building $88,470
2024	$3,806.00 (+4.82%)	$101,938 (+17.01%) Land $13,468 Building $88,470	$291,250 (+17.01%) Land $38,480 Building $252,770
2023	$3,631.00 (-1.22%)	$87,119 (-) Land $9,104 Building $78,015
2022	$3,676.00	$87,119 Land $9,104 Building $78,015
2021			$248,910 Land $26,010 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1978–2026)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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