4879 Mercer Rd, Bow, WA 98232 Property Records

Skagit County property record for 4879 Mercer Rd, Bow, WA 98232

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jan 2021)
Tax Bill	$7,762 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 1 more
APN	`360226-0-039-0001`

Property Details

APN / Parcel Number

Primary APN	`360226-0-039-0001`
Alternative APN	`P47151`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,084 sqft
Upper Floors Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,140 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	660 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4879 MERCER RD
City	BOW
State	WA
Zip	98232-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(2.0000 AC) THE WEST 115 FEET OF THAT PORTION OF GOVERNMENT LOT 2, IN SECTION 26, TOWNSHIP 36 NORTH, RANGE 2 EAST W.M., LYING SOUTH OF THE H.R. RONEY ROAD, EXCEPT THE WEST 15 FEET THEREOF, AND EXCEPT THE COUNTY ROAD ALONG THE SOUTH LINE THEREOF. ALSO
Legal Range	02
Legal Township	36
Legal Section	26
Legal Block	1
Legal Lot Number	2
Jurisdiction	SKAGIT WA
Township / Civil Division	BOW
Census Block Group	1
Census Block	1018
Census Tract	950801

Owner

Source: Skagit County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4879 MERCER RD, BOW, WA 98232-9371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK
Mar 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK
Jan 29, 2021	Warranty Deed, Transfer WILLIAM E JR & ROMNEY R OLSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	202139
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0000000060
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Apr 27, 2026
Property Address	4879 MERCER RD, BOW, WA 98232-9371
Document Number	0000000149
Instrument Date	Mar 18, 2026
Instrument	2026149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4879 MERCER RD, BOW, WA 98232-9371
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000149,
Date	Apr 27, 2026
Instrument	2026149

Lender

Name	WHEATLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	4879 MERCER RD, BOW, WA 98232-9371
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000028
Date	Mar 20, 2024
Instrument	202403200028

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	1-Year CMT
Margin	3
Max Rate	12.2%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jan 29, 2021
Property Address	4879 MERCER RD, BOW, WA 98232-9371
Document Number	0001290039
Instrument Date	Jan 27, 2021
Instrument	1290039
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,680.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4879 MERCER RD BOW WA 982329371, BOW, WA 98232-9371

Mortgage

Document Number	1290040
Date	Jan 29, 2021
Instrument	1290040

Lender

Name	WILLIAM E JR & ROMNEY R OLSON
Address	4503 DRYDEN PL, LINCOLN, NE 68516-1505

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,762.00	$1,123,900 Land $693,500 Building $430,400	$1,123,900 Land $693,500 Building $430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	6 (2009–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAMISH FARMS WATER ASSN private · serves 1,017 people · EPA ID WA5375645
Water Source	Purchased surface water from SKAGIT COUNTY PUD 1 JUDY RES
Last State Inspection	Dec 2022
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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