4879 120th St, Thornton, IA 50479 Property Records

Cerro Gordo County property record for 4879 120th St, Thornton, IA 50479

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1930
Lot Size	9.6 acres (418,176 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2024)
Tax Bill	$2,416 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132720001300`

Property Details

APN / Parcel Number

Primary APN	`132720001300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	418,176 sqft (9.6 acres)
Garage Type	Attached
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Shed	1 Shed
Granary	Granary
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4879 120TH ST
City	THORNTON
State	IA
Zip	50479-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 661' W OF NE COR NE1/4 27-94-22 TH CONT ALG N LINE NE1/4 A DIST OF 967.87' TH S 01000'28" W 464.36' TH S 88053'08" E
Legal Range	22W
Legal Township	94N
Legal Section	27
Legal Subdivision	GRIMES TWN ACREAGES
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GRIMES
Census Block Group	3
Census Block	3075
Census Tract	951000

Owner

4879 120th St is owned and occupied by an individual who bought it in July 2024.

Source: Cerro Gordo County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4879 120TH ST, THORNTON, IA 50479-8715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024 · Amount on File
Deed Sale	Jul 5, 2024 · Amount on File
Prior Sale	Nov 23, 2010 · Amount on File
Deed Document Number	20243013
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0201008336
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	4879 120TH ST, THORNTON, IA 50479-8715
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7737
Date	Oct 7, 2021
Book Page	2021/7737
Instrument	2021-7737

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 4, 2026

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	4879 120TH ST, THORNTON, IA 50479-8715
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7013
Date	Sep 14, 2021
Book Page	2021/7013
Instrument	2021-7013

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Mar 21, 2022
Property Address	4879 120TH ST, THORNTON, IA 50479-8715
Document Number	02022/1539
Book / Page	2022 / 1539
Instrument Date	Mar 11, 2022
Instrument	2022-1539
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4879 120TH ST, THORNTON, IA 50479-8715

Mortgage

Document Number	2022154020221540
Date	Mar 21, 2022
Instrument	2022-154020221540

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,880 Land $48,060 Building $217,820	$265,880 Land $48,060 Building $217,820
2024	$2,416.00
2023		$237,460 (+1,686.76%) Land $48,060 Building $189,400	$237,460 (+1,686.76%) Land $48,060 Building $189,400
2022	$266.00 (+10.37%) Additional exemption filed	$13,290 Land $11,520 Building $1,770	$13,290 Land $11,520 Building $1,770
2021	$241.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4879 120th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4879 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Router12 Networks Fixed Wireless	100 / 20

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