St. Mary's County property record for 48784 Curleys Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,640 sqft · built 1966 |
| Lot Size | 6.79 acres (295,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,900 (Nov 2001) |
| Tax Bill | $5,738 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-018701 |
| Primary APN | 01-018701 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,640 sqft Total Area |
| Basement Area | 1,212 sqft |
| Finished Basement | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 295,772 sqft (6.79 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 680 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 464 sqft |
| Deck Area | 234 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 018701 |
|---|---|
| Street Address | 48784 CURLEYS RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 6.798 ACRES N/S CURLEY'S RD |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48784 CURLEYS RD, RIDGE, MD 20680-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2001 · Amount on Record |
| Deed Sale | Nov 29, 2001 · Amount on Record |
| Deed Document Number | 20011392 |
| Deed Book / Page | 1719 / 77 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $728,200 (+19.4%) Land $413,400 Building $314,800 | $728,200 (+19.4%) Land $413,400 Building $314,800 | |
| 2025 | $5,738.00 (-7.39%) Homeowner's exemption | ||
| 2023 | $6,196.00 Homeowner's exemption | $609,900 Land $373,400 Building $236,500 | $609,900 Land $373,400 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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