48779 Cross Creek Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48779 Cross Creek Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,787 sqft · built 1998
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2022)
Tax Bill	$7,557 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-29-103-011`

Property Details

APN / Parcel Number

Primary APN	`20-08-29-103-011`
Alternative APN	`0829103011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,787 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	1,481 sqft
Unfinished Basement	1,481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Roof Type	Hip
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	168 ft deep x 78 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48779 CROSS CREEK DR
City	MACOMB
State	MI
Zip	48044-5589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROSS CREEK SUB LOT 90 LIBER: 106 PAGES: 23-31
Legal Subdivision	CROSS CREEK SUB
Legal Lot Number	90
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1001
Census Tract	224400

Owner

48779 Cross Creek Dr is owned and occupied by an individual who bought it in April 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	48779 CROSS CREEK DR, MACOMB, MI 48044-5589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Feb 3, 1999 · Amount on File
Deed Document Number	202251719
Deed Book / Page	28553 / 49
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48779 CROSS CREEK DR, MACOMB, MI 48044-5589
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48776 CROSS CREEK DR, MACOMB, MI 48044-5589

Mortgage

Document Number	2102231996
Date	Sep 2, 2021
Book Page	27974/760
Instrument	202102231996

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 14, 2022
Property Address	48779 CROSS CREEK DR, MACOMB, MI 48044-5589
Document Number	2200051719
Book / Page	28553 / 49
Map Reference	LB 106 PG 23-31
Instrument Date	Apr 11, 2022
Instrument	202200051719
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,412.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48779 CROSS CREEK DR, 48779, MACOMB, MI 48044-5589

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48779 CROSS CREEK DR, MACOMB, MI 48044-5589

Mortgage

Document Number	2200051720
Date	Apr 14, 2022
Instrument	202200051720

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48779 CROSS CREEK DR, MACOMB, MI 48044-5589
Document Number	0000116795
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48779 CROSS CREEK DR MACOMB MI 480445589, MACOMB, MI 48044-5589

Mortgage

Document Number	0000116795
Date	Oct 16, 2019
Book Page	026266/000197
Instrument	116795

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 48779 Cross Creek Dr was $7,557 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000	$494,000
2025	$7,557.00
2023		$210,500	$421,000
2022	$4,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48779 Cross Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48779 Cross Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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