4877 Kensington Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4877 Kensington Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1995
Lot Size	0.606 acres (26,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Dec 2025)
Tax Bill	$124 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-9700-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-9700-1`
Alternative APNs	`34-3N-23-305B-0003-0200` `23N334305B00030200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	1,112 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	26,410 sqft (0.606 acres)
Garage Type	Attached
Garage Area	192 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4877 KENSINGTON LN
City	CRESTVIEW
State	FL
Zip	32539-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS CROSSING PH II LOT 20 BLK 3
Legal Range	23W
Legal Township	03N
Legal Section	34
Legal Subdivision	KINGS CROSSING
Legal Phase	2
Legal Block	3
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3001
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 20, 2023	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Feb 13, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 3, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CMNTY MTG
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	20253786340
Prior Transfer Date	Jun 11, 2009
Prior Transfer Doc	0028941667
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 1, 2025
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0003786340
Map Reference	MB 12 PG 82&83
Instrument Date	Nov 26, 2025
Instrument	3786340
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 LUSTAN DR, CRESTVIEW, FL 32536-5280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0003786341
Date	Dec 1, 2025
Instrument	3786341

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 20, 2023
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0036800835
Book / Page	3680 / 835
Map Reference	MB 12 PG 82&83
Instrument Date	Jun 16, 2023
Instrument	3630756
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45-343 NAMOKU ST, KANEOHE, HI 96744-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0003680837
Date	Jun 20, 2023
Instrument	3680/837

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 13, 2023
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0036614595
Book / Page	3661 / 4595
Map Reference	MB 12 PG 82&83
Instrument Date	Feb 10, 2023
Instrument	3605825
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 HUDSON CIR, NICEVILLE, FL 32578-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45-343 NARNOKU STREET, KANEOHE, HI 96744

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 KENSINGTON LN, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0035133059
Date	Dec 21, 2020
Book Page	3513/3059
Instrument	3416512

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0033204286
Book / Page	003320 / 004286
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4877 KENSINGTON LN CRESTVIEW FL 325396327, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0033204286
Date	Oct 6, 2017
Book Page	003320/004286
Instrument	3164685

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 31, 2017
Property Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327
Document Number	0033153816
Book / Page	3315 / 3816
Map Reference	MB12 PG82&83
Instrument Date	Aug 26, 2017
Instrument	3157434
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ALLSTATE TITLE & ESCROW OF N

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2260 S FERDON BLVD # BLVD18, 2260, CRESTVIEW, FL 32536-8457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 KENSINGTON LN, CRESTVIEW, FL 32539-6327

Mortgage

Document Number	0003157436
Date	Aug 31, 2017
Instrument	3157436

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-92.1%)	$165,463 (-3.39%) Land $56,496 Building $108,967	$165,463 (-3.39%) Land $56,496 Building $108,967
2023	$1,570.00 (+11.19%)	$171,277 (+14.98%) Land $48,000 Building $123,277	$171,277 (+14.98%) Land $48,000 Building $123,277
2022	$1,412.00	$148,965 Land $34,462 Building $114,503	$148,965 Land $34,462 Building $114,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

4877 Kensington Ln, Crestview, FL 32539 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Kensington Ln

Nearby Streets

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