4877 Carpenter Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 4877 Carpenter Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1996
Lot Size	0.434 acres (18,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (May 1996)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11 25 1 93`

Property Details

APN / Parcel Number

Primary APN	`11 25 1 93`
Alternative APNs	`131346` `167185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Heated Area
Gross Area	2,500 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,900 sqft (0.434 acres)
Lot Dimensions	126 ft deep x 150 ft wide
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167185
Street Address	4877 CARPENTER RD
City	GRANITE FALLS
State	NC
Zip	28630-8931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2078 PG 1651 YR 23 ST 0.00
Legal Subdivision	SPRINGFIELD
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1015
Census Tract	30801

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4877 CARPENTER RD, GRANITE FALLS, NC 28630-8931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1996 · Amount on Record
Deed Sale	May 1, 1996 · Amount on Record
Deed Book / Page	1160 / 401
Last Transfer Date	Mar 8, 2023
Transfer Doc	0010082243
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4877 CARPENTER RD, GRANITE FALLS, NC 28630-8931
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020290535
Date	Aug 2, 2021
Book Page	2029/535
Instrument	10060771

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4877 CARPENTER RD, GRANITE FALLS, NC 28630-8931
Document Number	0010036995
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 CARPENTER RD GRANITE FALLS NC 286308931, GRANITE FALLS, NC 28630-8931

Mortgage

Document Number	0010036995
Date	Sep 25, 2019
Book Page	001972/000207
Instrument	10036995

Lender

Name	STATE EMPS CU
Address	RUTHERFORD COLLEGE, NC 28671

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,000 (+2.48%) Land $18,700 Building $217,300
2025	$1,578.00 (+51.29%)	$230,300 (+74.21%) Land $18,700 Building $211,600	$236,000 (+78.52%) Land $18,700 Building $217,300
2023		$132,200 (-) Land $18,700 Building $113,500	$132,200 (-) Land $18,700 Building $113,500
2022	$1,043.00	$132,200 Land $18,700 Building $113,500	$132,200 Land $18,700 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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