Osceola County property record for 4877 Calasans Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,069 sqft · built 2003 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Apr 2017) |
| Tax Bill | $3,578 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113976 |
| Primary APN | 113976 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,069 sqft Heated Area |
| Gross Area | 2,877 sqft |
| 1st Floor Area | 2,069 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Deck Area | 616 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 113976 |
|---|---|
| Street Address | 4877 CALASANS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 31 19 & 20-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3014 |
| Legal Block | 1 |
| Legal Lot Number | 31 19 |
| Legal Unit | ON |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43600 |
Source: Osceola County records · APN 113976
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4877 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| Apr 10, 2017 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Nov 17, 2004 |
| Deed Document Number | 2017053582 |
| Deed Book / Page | 5130 / 0057 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4877 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Document Number | 0057302055 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE & ESCROW CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4877 CALASANS AVE ST CLOUD FL 347718270, ST CLOUD, FL 34771-8270 |
| Document Number | 0057302055 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 005730/002055 |
| Instrument | 70651 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 4877 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Document Number | 0051300057 |
| Book / Page | 005130 / 000057 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 53582 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4877 CALASANS AVE ST CLOUD FL 347718270, ST CLOUD, FL 34771-8270 |
| Document Number | 51300058 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 005130/000058 |
| Instrument | 53583 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,578.00 (+7.64%) Homeowner's exemption | $247,688 (+5.99%) | $391,900 (+6.15%) Land $75,000 Building $316,900 |
| 2023 | $3,324.00 (+4.33%) Homeowner's exemption | $233,698 (+3%) | $369,200 (+6.28%) Land $60,000 Building $309,200 |
| 2022 | $3,186.00 Homeowner's exemption | $226,892 | $347,400 Land $55,000 Building $292,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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