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4876 Stone Acres Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4876 Stone Acres Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,653 sqft · built 2007
Lot Size0.237 acres (10,367 sqft)
Owner2 Owner Names on Record
Last Sale$246,000 (Dec 2007)
Tax Bill$3,424 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN153376

Property Details

APN / Parcel Number

Primary APN153376
Alternative APN
  • 182531292700010190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,653 sqft Heated Area
Gross Area3,374 sqft
1st Floor Area2,653 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,367 sqft (0.237 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area280 sqft
Deck Area450 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number153376
Street Address4876 STONE ACRES CIR
CitySAINT CLOUD
StateFL
Zip34771-8864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLACKSTONE PB 19 PG 48-51 LOT 19
Legal Range31E
Legal Township25S
Legal Section18
Legal SubdivisionBLACKSTONE NARCOOSSEE
Legal Tract2927
Legal Block1
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address4876 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2007 · Amount on Record
Deed SaleDec 4, 2007 · Amount on Record
Deed Document Number2007212861
Deed Book / Page3603 / 2696
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4876 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4876 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864

Mortgage

Document Number0060210717
DateAug 12, 2021
Book Page6021/717
Instrument2021124876
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4876 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4876 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864

Mortgage

Document Number0058672348
DateJan 8, 2021
Book Page5867/2348
Instrument2021003588
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,424.00 (+6.63%) Homeowner's exemption$216,369 (+5.99%)$452,600 (+12.48%) Land $90,000 Building $362,600
2023$3,211.00 (+9.4%) Homeowner's exemption$204,148 (+3%)$402,400 (+11.72%) Land $70,000 Building $332,400
2022$2,935.00 Homeowner's exemption$198,202$360,200 Land $60,000 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, CenturyLink.

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