4876 Spruce Ln, Savage, MN 55378 Property Records

Scott County property record for 4876 Spruce Ln, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,145 sqft · built 1990
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Nov 2019)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-156008-0`

Property Details

APN / Parcel Number

Primary APN	`26-156008-0`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	4 Stories
Building Area	1,145 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,145 sqft
Basement Area	1,119 sqft
Finished Basement	600 sqft
Unfinished Basement	419 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4876 SPRUCE LN
City	SAVAGE
State	MN
Zip	55378-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLINE RIDGE 2ND ADDN LOT 008 BLOCK 001
Legal Subdivision	TIMBERLINE RIDGE 2ND ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1002
Census Tract	80207

Owner

4876 Spruce Ln is owned and occupied by an individual who bought it in November 2019.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4876 SPRUCE LN, SAVAGE, MN 55378-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Nov 6, 2003 · Amount on File
Deed Document Number	2019258405
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Nov 15, 2019
Property Address	4876 SPRUCE LN, SAVAGE, MN 55378-2919
Document Number	0000258405
Instrument Date	Oct 31, 2019
Instrument	258405
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4876 SPRUCE LN SAVAGE MN 553782919, SAVAGE, MN 55378-2919

Mortgage

Document Number	258406
Date	Nov 15, 2019
Instrument	258406

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4876 Spruce Ln was $3,982 with a homeowner's exemption, up 0.6% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+0.56%) Homeowner's exemption	$383,400 Land $153,900 Building $229,500	$383,400 Land $153,900 Building $229,500
2025	$3,960.00 (+2.7%)
2024	$3,856.00 (-2.33%) Homeowner's exemption	$384,700 (+4.68%) Land $143,800 Building $240,900	$384,700 (+4.68%) Land $143,800 Building $240,900
2023	$3,948.00 Homeowner's exemption	$367,500 Land $136,900 Building $230,600	$367,500 Land $136,900 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4876 Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4876 Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband, Nuvera Communications, Verizon.

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