Jackson County property record for 4876 N River Rd, Rogue River, OR 97537
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2.5 ba · 6,088 sqft · built 2004 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,159 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364W22D405 |
| Primary APN | 364W22D405 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,088 sqft Gross Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Roof Material | Composition Shingle |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 2,200 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4876 N RIVER RD |
|---|---|
| City | GOLD HILL |
| State | OR |
| Zip | 97525-5702 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | WR |
| Legal Range | 04W |
| Legal Township | 36S |
| Legal Section | 22 |
| Legal Quarter | 4 |
| Legal Block | 2 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | NORTHWEST JACKSON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 2901 |
4876 N River Rd, a commercial property, is owned by an individual.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1918, ROGUE RIVER, OR 97537-1918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 4876 N RIVER RD, ROGUE RIVER, OR 97537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003540 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-003540 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97440 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | N RIVER RD, OR |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019047 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019-019047 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | N RIVER RD, OR |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043613 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-043613 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4876 N River Rd was $4,159, up 2.5% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Unified School District | Rogue River School District 35 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,860 (+3%) | $724,360 (+2.68%) Land $200,570 Building $523,790 | |
| 2025 | $4,159.00 (+2.49%) | $369,770 (+3%) Land $131,950 Building $237,820 | $705,470 (-3.67%) Land $203,500 Building $501,970 |
| 2024 | $4,058.00 (+3.41%) | $359,000 (+3%) Land $128,110 Building $230,890 | $732,360 (+2.41%) Land $212,050 Building $520,310 |
| 2023 | $3,924.00 (+2.27%) | $348,550 (+3%) Land $124,380 Building $224,170 | $715,140 (+8.67%) Land $224,930 Building $490,210 |
| 2022 | $3,837.00 | $338,400 Land $120,760 Building $217,640 | $658,080 Land $242,540 Building $415,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4876 N River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4876 N River Rd is extreme, ranking above 97.4% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 95% of Oregon |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| Webformix Fixed Wireless | 200 / 20 |
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