San Diego County property record for 4876 Cardiff Bay Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,149 sqft · built 1996 |
| Lot Size | 0.221 acres (9,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2008) |
| Tax Bill | $6,262 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-386-18-00 |
| Primary APN | 122-386-18-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 9,634 sqft (0.221 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4876 CARDIFF BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 664 TR 012385 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012385 |
| Legal Block | 1 |
| Legal Lot Number | 664 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18617 |
4876 Cardiff Bay Dr is owned and occupied by two individuals who acquired it in March 2008.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4876 CARDIFF BAY DR, OCEANSIDE, CA 92057-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2008 · Amount on File |
| Deed Sale | Mar 12, 2008 · Amount on File |
| Prior Sale | Dec 5, 2007 · Amount on File |
| Deed Document Number | 2008129335 |
| Last Transfer Date | Mar 28, 2008 |
| Transfer Doc | 0000181160 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4876 Cardiff Bay Dr was $6,262.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $555,992 (+2%) Land $267,947 Building $288,045 | |
| 2025 | $6,262.00 | $545,092 Land $262,694 Building $282,398 |
| 2023 | $5,955.00 (+1.55%) | $523,928 Land $252,495 Building $271,433 |
| 2022 | $5,864.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4876 Cardiff Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4876 Cardiff Bay Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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