Morgan County property record for 4875 Whispering Timbers Rd, Stover, MO 65078 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 8.16 acres |
| Garage | 1,200 sqft |
| Pool | Spa / Hot Tub (No Pool) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,523.00 (2025) |
| Primary APN | 10-6.0-24-000-000-001.028 |
|---|
| Building Area | 1,296 sqft Living Area |
|---|---|
| 1st Floor Area | 1,296 sqft 1st Floor |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 355,885 sqft |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,200 sqft Garage |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,080 sqft Shed |
| Deck Area | 100 sqft Deck |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4875 WHISPERING TIMBERS RD |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT NW |
| Legal Range | 19 |
| Legal Township | 42 |
| Legal Section | 24 |
| Legal Block | 2 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 470200 |
Source: Morgan County records · APN 10-6.0-24-000-000-001.028
Assessment roll updated August 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF ELDON |
| May 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK OF ELDON |
| May 06, 2020 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF ELDON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Investor | Possibly a Property Investor |
| Document Number | 0202300189 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 202300189 |
| Name | CITIZENS BANK OF ELDON |
|---|---|
| Type | Bank |
| Address | ELDON, MO 65026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 09, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Document Number | 0202202773 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 202202773 |
| Name | CITIZENS BANK OF ELDON |
|---|---|
| Type | Bank |
| Address | ELDON, MO 65026 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 09, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | May 06, 2020 |
| Property Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Document Number | 0202002114 |
| Instrument Date | May 01, 2020 |
| Instrument | 202002114 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4875 WHISPERING TIMBERS RD, STOVER, MO 65078-1554 |
| Investor | Possibly a Property Investor |
| Document Number | 0202002115 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 202002115 |
| Name | CITIZENS BANK OF ELDON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: Morgan County records · Assessment roll updated August 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,250 (-) Land $4,750 Building $31,500 | $190,800 (-) Land $25,000 Building $165,800 | |
| 2025 | $1,523.00 (+8.32%) | $36,250 (+12.09%) | |
| 2024 | $190,800 (+12.1%) Land $25,000 Building $165,800 | ||
| 2023 | $1,406.00 (+1.08%) | $32,340 | |
| 2022 | $1,391.00 (+26.92%) | $170,200 Land $20,500 Building $149,700 | |
| 2011 | $1,096.00 |
Source: FEMA National Flood Hazard Layer, Morgan County (29141C), updated November 16, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 83% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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