4875 Water Wheel Dr, Conover, NC 28613 Property Records

Catawba County property record for 4875 Water Wheel Dr, Conover, NC 28613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,303 sqft · built 2002
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (Feb 2024)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3744-14-33-0187`

Property Details

APN / Parcel Number

Primary APN	`3744-14-33-0187`
Alternative APN	`0402445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,303 sqft Living Area
1st Floor Area	2,606 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4875 WATER WHEEL DR
City	CONOVER
State	NC
Zip	28613-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 PL 47-162
Legal Subdivision	MILL STONE PH 2
Legal Lot Number	43
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1011
Census Tract	10203

Owner

Source: Catawba County records · APN 3744-14-33-0187

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4875 WATER WHEEL DR, CONOVER, NC 28613-7120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 02, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2024 · Amount on Record
Deed Sale	Feb 06, 2024 · Amount on Record
Prior Sale	Jun 02, 2021 · Amount on Record
Deed Document Number	20242048
Deed Book / Page	3854 / 557
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 06, 2024
Property Address	4875 WATER WHEEL DR, CONOVER, NC 28613-7120
Document Number	0038540557
Book / Page	3854 / 557
Map Reference	MB 47 PG 162
Instrument Date	Feb 05, 2024
Instrument	2048
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2783 PALMER DR NE, CONOVER, NC 28613-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 WATER WHEEL DR, CONOVER, NC 28613-7120

Mortgage

Document Number	0000002049
Date	Feb 06, 2024
Instrument	2049

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	12.2%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 02, 2021
Property Address	4875 WATER WHEEL DR, CONOVER, NC 28613-7120
Document Number	0036610950
Book / Page	3661 / 950
Map Reference	MB 47 PG 162
Instrument Date	Jun 01, 2021
Instrument	13112
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 994, CONOVER, NC 28613-0994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 WATER WHEEL DR, CONOVER, NC 28613-7120

Mortgage

Document Number	13113
Date	Jun 02, 2021
Instrument	13113

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,300 (-) Land $18,700 Building $235,600
2025	$1,013.00 (-18.11%)	$254,300 (+64.06%) Land $18,700 Building $235,600
2024	$1,237.00 (+4.04%)
2023	$1,189.00	$155,000 Land $18,700 Building $136,300	$254,300 Land $18,700 Building $235,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350102031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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