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4875 Saunders Settlement Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4875 Saunders Settlement Rd, Lockport, NY 14094 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,725 sqft · built 1925
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Nov 2002)
Tax Bill$7,823 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN292000 121.00-2-12

Property Details

APN / Parcel Number

Primary APN292000 121.00-2-12
Alternative APN
  • 20001210000002012000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,725 sqft Living Area
1st Floor Area957 sqft
2nd Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area78,408 sqft (1.8 acres)
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area576 sqft
Patio Area240 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4875 SAUNDERS SETTLEMENT RD
CityLOCKPORT
StateNY
Zip14094-9629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26 14 7
Legal Block2
Legal Lot Number12.000
JurisdictionNIAGARA NY
Township / Civil DivisionCAMBRIA
Census Block Group3
Census Block3008
Census Tract24303

Owner

Source: Niagara County and Cambria Town records · APN 292000 121.00-2-12

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4875 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-9629
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 08, 2018Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2002 · Amount on Record
Deed SaleNov 15, 2002 · Amount on Record
Deed Book / Page3218 / 207
Last Transfer DateJun 18, 2026
Transfer Doc0000009435
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJun 26, 2026
Property Address4875 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-9629
Document Number0000009435
Instrument DateJun 18, 2026
Instrument20269435
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-9629

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address4875 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-9629
Document Number0000010531
Instrument DateJun 08, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 SAUNDERS SETTLEMENT RD LOCKPORT NY 140949629, LOCKPORT, NY 14094-9629

Mortgage

Document Number0000010531
DateJun 21, 2018
Instrument10531
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Cambria Town records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionCambria Town
Unified School DistrictStarpoint Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,823.00$383,000 (+15.71%) Land $34,000 Building $349,000$383,000 (+15.71%) Land $34,000 Building $349,000
2023$331,000 Land $34,000 Building $297,000$331,000 Land $34,000 Building $297,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), updated November 6, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360630243033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021–2026)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2026, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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