4875 Richfield Rd, Richfield, NC 28137 Property Records

Rowan County property record for 4875 Richfield Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,985 sqft · built 2020
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Feb 2019)
Tax Bill	$3,049 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`546 034`

Property Details

APN / Parcel Number

Primary APN	`546 034`
Alternative APN	`6346929`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	187,308 sqft (4.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6346929
Old Parcel Number	546 034
Street Address	4875 RICHFIELD RD
City	RICHFIELD
State	NC
Zip	28137-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR8 & TR8A 4.30AC
Legal Subdivision	PAULINE EAGLE AREY ESTATE
Legal Tract	8
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1048
Census Tract	50904

Owner

Source: Rowan County records · APN 546 034

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4875 RICHFIELD RD, RICHFIELD, NC 28137-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Nov 14, 2019	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Feb 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	0000132362
Deed Book / Page	1323 / 62
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	4875 RICHFIELD RD, RICHFIELD, NC 28137-8704
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013700826
Date	Mar 22, 2021
Book Page	1370/826

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	4875 RICHFIELD RD, RICHFIELD, NC 28137-8704
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013380103
Date	Nov 14, 2019
Book Page	1338/0103

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	4875 RICHFIELD RD, RICHFIELD, NC 28137-8704
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013680332
Date	Feb 18, 2021
Book Page	1368/332

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 14, 2019
Property Address	4875 RICHFIELD RD, RICHFIELD, NC 28137-8704
Document Number	0013230062
Book / Page	001323 / 000062
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 RICHFIELD RD RICHFIELD NC 281377796, RICHFIELD, NC 28137-7796

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,049.00	$469,112 Land $64,125 Building $404,987	$469,112 Land $64,125 Building $404,987

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), as of May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590509041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Uniti Group DSL	100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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