4875 Opal Ln NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4875 Opal Ln NW, Rochester, MN 55901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,104 sqft · built 2001
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on File
Tax Bill$4,220 (2026)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN74.29.33.059154

Property Details

APN / Parcel Number

Primary APN74.29.33.059154

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement994 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,795 sqft (0.156 acres)
Lot Dimensions114 ft deep x 60 ft wide
Garage TypeAttached
Garage Area512 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4875 OPAL LN NW
CityROCHESTER
StateMN
Zip55901-6544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-29 TWP-107 RANGE-014 DIAMOND RIDGE 16TH LOT-015 BLOCK-003 LOT 15 BLK 3
Legal Range14
Legal Township107
Legal Section29
Legal SubdivisionDIAMOND RIDGE 16TH
Legal Block3
Legal Lot Number15
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1011
Census Tract1301

Owner

4875 Opal Ln NW is owned and occupied by an individual who acquired it in September 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address4875 OPAL LN NW, ROCHESTER, MN 55901-6544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 10, 2021
Transfer DocA1546402
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLMSTED MN
Recording DateSep 14, 2021
Property Address4875 OPAL LN NW, ROCHESTER, MN 55901-6544
Document NumberA1546402
Instrument DateSep 10, 2021
InstrumentA-1546402
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 OPAL LN NW, ROCHESTER, MN 55901-6544

Mortgage

Document NumberA1546489
DateSep 14, 2021
InstrumentA-1546489
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 4875 Opal Ln NW was $4,220 with a homeowner's exemption, up 1.5% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,220.00 (+1.54%) Homeowner's exemption
2025$4,156.00 Homeowner's exemption$299,600 (-1.8%) Land $48,500 Building $251,100$309,000 (+1.28%) Land $50,000 Building $259,000
2024$305,100 Land $50,000 Building $255,100$305,100 Land $50,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4875 Opal Ln NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4875 Opal Ln NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Minnesota WiFi
Fixed Wireless
150 / 30
Hiawatha Broadband Communications
Fixed Wireless
100 / 20

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