4875 Olson Rd, Pequot Lakes, MN 56472 Property Records

Crow Wing County property record for 4875 Olson Rd, Pequot Lakes, MN 56472

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2,672 sqft · built 2015
Lot Size	0.839 acres (36,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,129,515 (Nov 2025)
Tax Bill	$8,420 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290263102D00009`

Property Details

APN / Parcel Number

Primary APN	`290263102D00009`
Alternative APNs	`29260509` `135309`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	2,672 sqft Living Area
1st Floor Area	2,336 sqft
Basement Area	544 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Patio Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,553 sqft (0.839 acres)
View / Lot	Waterfront / Beach
Garage Area	702 sqft
Driveway	Driveway
Porch	Patio
Deck Area	728 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	135309
Street Address	4875 OLSON RD
City	PEQUOT LAKES
State	MN
Zip	56472-2831
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GL 2 DESC: COMM AT A POINT ON S LINE OF NW1/4 OF SW1/4 OF SD SEC 195.5 FT W OF SHORE OF E TWIN LK SD POINT BEING 16.5 F
Legal Range	29W
Legal Township	136
Legal Section	26
Legal Block	183
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	PEQUOT LAKES
Census Block Group	3
Census Block	3021
Census Tract	950401

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4875 OLSON RD, PEQUOT LAKES, MN 56472-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Dec 1, 2010 · Amount on Record
Deed Document Number	2025283571
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Nov 5, 2025
Property Address	4875 OLSON RD, PEQUOT LAKES, MN 56472-2831
Document Number	0000283571
Instrument Date	Oct 28, 2025
Instrument	283571
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,227.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4875 OLSON RD, PEQUOT LAKES, MN 56472-2831

Mortgage

Document Number	0000283572
Date	Nov 5, 2025
Instrument	283572

Lender

Name	TOPLINE FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Margin	1
Max Rate	11.3%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Pequot Lakes City
Unified School District	Pequot Lakes Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,420.00 (+3.44%)	$863,400 (-) Land $293,500 Building $569,900	$863,400 (-) Land $293,500 Building $569,900
2025	$8,140.00 (-13.09%)	$863,400 (-0.83%) Land $255,800 Building $607,600	$863,400 (-0.83%) Land $255,800 Building $607,600
2023	$9,366.00	$870,600 Land $246,100 Building $624,500	$870,600 Land $246,100 Building $624,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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