4875 Mechums River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 4875 Mechums River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,596 sqft · built 1940
Lot Size	85.1 acres (3,709,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Aug 2018)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02600-00-00-03900`

Property Details

APN / Parcel Number

Primary APN	`02600-00-00-03900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Finished Area
Gross Area	2,396 sqft
Attic	Attic
Attic Area	800 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,709,613 sqft (85.1 acres)

Exterior Amenities

Porch	Porch
Porch Area	284 sqft
Shed	1 Shed
Stable	Stable
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	4875 MECHUMS RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREAS
Legal Description	ACREAGE
Legal Tract	E
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	11101

Owner

Source: Albemarle County records, as of June 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4875 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	2018-00009594
Deed Book / Page	5088 / 343
Record Updated	Jun 7, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 27, 2018
Property Address	4875 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Document Number	0000009594
Book / Page	005088 / 000343
Instrument Date	Aug 6, 2018
Instrument	9594
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5003 VIA LN CROZET VA 229321806, CROZET, VA 22932-1806

Mortgage

Document Number	9595
Date	Aug 27, 2018
Book Page	005088/000349
Instrument	9595

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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