Oakland County property record for 4875 Lore Dr, Waterford, MI 48329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,776 sqft · built 1980 |
| Lot Size | 0.383 acres (16,683 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $211,000 (May 2017) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-03-103-022 |
| Primary APN | W-13-03-103-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Basement Area | 1,043 sqft |
| Unfinished Basement | 1,043 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 16,683 sqft (0.383 acres) |
| Lot Dimensions | 143 ft deep x 116 ft wide |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 367 sqft |
| Deck Area | 58 sqft |
| Patio Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4875 LORE DR |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48329-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 3 PARKWOODE SHORES SUB NO 1 LOT 71 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 03 |
| Legal Subdivision | PARKWOODE SHORES SUB |
| Legal Lot Number | 71 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 144100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN UNITED CU |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2017 | Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Jul 23, 2002 · Amount on Record |
| Deed Document Number | 2017100050 |
| Deed Book / Page | 50693 / 190 |
| Prior Transfer Date | Mar 16, 2013 |
| Prior Transfer Doc | 0000072156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Document Number | 0000008724 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 58390/384 |
| Instrument | 8724 |
| Name | MICHIGAN UNITED CU |
|---|---|
| Type | Credit Union |
| Address | UTICA, MI 48315 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 19, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Document Number | 0000336685 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 57542/549 |
| Instrument | 336685 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062284 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 54019/647 |
| Instrument | 62284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 23, 2017 |
| Property Address | 4875 LORE DR, WATERFORD, MI 48329-1642 |
| Document Number | 0000100050 |
| Book / Page | 50693 / 00190 |
| Map Reference | LB 158 PG 22&23 |
| Instrument Date | May 18, 2017 |
| Instrument | 100050 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,814.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4875 LORE DR, 4875, WATERFORD, MI 48329-1642 |
| Name | Verified Name |
|---|---|
| Address | 4014 ISLAND PARK DR, WATERFORD, MI 48329-1911 |
| Document Number | 0000100051 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 100051 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,930.00 (-49%) Homeowner's exemption | $159,020 (+15.05%) | $318,040 (+15.05%) |
| 2024 | $5,745.00 (+31.07%) | ||
| 2023 | $138,220 | $276,440 | |
| 2021 | $4,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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