4875 Lakeway Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 4875 Lakeway Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,192 sqft · built 1989
Lot Size	4.87 acres (212,137 sqft)
Owner	Individual Name on Record
Last Sale	$13,939 (Dec 2020)
Tax Bill	$9,356 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-0030-00072`

Property Details

APN / Parcel Number

Primary APN	`280-0030-00072`
Alternative APN	`1077910`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,192 sqft Gross Area
1st Floor Area	3,192 sqft
Basement Area	2,055 sqft
Finished Basement	2,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Metal
Construction Type	Frame
Lot Area	212,137 sqft (4.87 acres)
Garage Area	748 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Deck Area	300 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1077910
Street Address	4875 LAKEWAY DR
City	DULUTH
State	MN
Zip	55811-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	THAT PART OF E1/2 OF W1/2 OF GOVT LOT 2,DESCRIBED AS FOLLOWS: COMMENCING AT SOUTHWESTCORNER OF E1/2 OF W1/2 OF GOVT LOT 2;
Legal Range	15W
Legal Township	51N
Legal Section	31
Legal Subdivision	CANOSIA TOWN OF
Legal Lot Number	2,800
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3013
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 5, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Sep 23, 2019	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	20201032955
Prior Transfer Date	Dec 31, 2009
Prior Transfer Doc	0000893080
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614

Mortgage

Document Number	0001065572
Date	Jan 25, 2023
Instrument	1065572

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614

Mortgage

Document Number	0001040212
Date	May 5, 2021
Instrument	1040212

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 10, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Document Number	00T1028333
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4875 LAKEWAY DR DULUTH MN 558119614, DULUTH, MN 55811-9614

Mortgage

Document Number	00T1028333
Date	Sep 2, 2020
Instrument	T1028333

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2019
Property Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Document Number	00T1015276
Instrument Date	Sep 20, 2019
Instrument	T1015276
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4875 LAKEWAY DR DULUTH MN 558119614, DULUTH, MN 55811-9614

Mortgage

Document Number	T1015277
Date	Sep 23, 2019
Instrument	T1015277

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,356.00 (+6.37%) Homeowner's exemption
2025	$8,796.00 (+6.96%) Homeowner's exemption	$856,900 (+3.34%) Land $337,000 Building $519,900	$856,900 (+3.34%) Land $337,000 Building $519,900
2024	$8,224.00	$829,200 (+11.3%) Land $334,300 Building $494,900	$829,200 (+11.3%) Land $334,300 Building $494,900
2022		$745,000 Land $301,800 Building $443,200	$745,000 Land $301,800 Building $443,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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