4875 L Adams Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 4875 L Adams Rd, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,303 sqft · built 1973
Lot Size1.92 acres (83,635 sqft)
Owner2 Individual Names on Record
Tax Bill$2,088 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-1746-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-1746-2
Alternative APN
  • 29-3N-25-0000-0002-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,303 sqft Heated Area
Gross Area3,052 sqft
1st Floor Area1,677 sqft
Basement Area783 sqft
Finished Basement783 sqft
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area83,635 sqft (1.92 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4875 L ADAMS RD
CityHOLT
StateFL
Zip32564-9169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 400 FT OF W 800 FT OF N 70 YARDS OF SE1/4 OF SW1/4
Legal Range25
Legal Township03N
Legal Section29
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1015
Census Tract20101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4861 L ADAMS RD, HOLT, FL 32564-9169
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2006
Deed SaleMay 19, 2006
Deed Document Number0027191669
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 5, 2026
Property Address4875 L ADAMS RD, HOLT, FL 32564-9169
Document Number0003802339
Instrument DateMar 3, 2026
Instrument3802339
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,824.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4861 L ADAMS RD, HOLT, FL 32564-9169

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 L ADAMS RD, HOLT, FL 32564-9169

Mortgage

Document Number0003802340
DateMar 5, 2026
Instrument3802340
Lender
NameLEGENDS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,088.00 (+4.04%)$211,549 (+4.93%) Land $10,522 Building $201,027$211,549 (+4.93%) Land $10,522 Building $201,027
2023$2,007.00 (+7.33%)$201,618 (+8.48%) Land $8,939 Building $192,679$201,618 (+8.48%) Land $8,939 Building $192,679
2022$1,870.00$185,862 Land $8,355 Building $177,507$185,862 Land $8,355 Building $177,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Mediacom Xtream
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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