4875 Elmore Rd, Memphis, TN 38128 Property Records

Shelby County property record for 4875 Elmore Rd, Memphis, TN 38128

Property Summary

Property TypeVehicle Sales & Rentals
Details4,376 sqft · built 2000
Lot Size0.711 acres (30,971 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2004)
Tax Bill$3,491 (2025)
Deeds & MortgagesNov 2023 Transfer
Apr 2022 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN08-8039-0-0080

Property Details

APN / Parcel Number

Primary APN08-8039-0-0080
Alternative APN
  • 088039 00068

Interior

Stories1 Story
Building Area4,376 sqft Gross Area
1st Floor Area4,376 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Lot Area30,971 sqft (0.711 acres)
Canopy200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4875 ELMORE RD
CityMEMPHIS
StateTN
Zip38128-6921
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeIH
Legal DescriptionSS ELMORE RD
Legal SubdivisionSIDNEY CENTER RE-SUB
Legal Lot Number1A
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group1
Census Block1010
Census Tract20610

Owner

4875 Elmore Rd, a commercial property, is owned by two individuals who acquired it in November 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address9051 CARRIAGE CREEK RD, BARTLETT, TN 38002-8939
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Intrafamily Transfer, Transfer
Apr 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Apr 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Apr 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
INSOUTH BANK
Aug 9, 2018Loan Modification, Consolidation and Extension, Mortgage
FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2004 · Amount on File
Deed SaleSep 17, 2004 · Amount on File
Prior SaleOct 25, 2000 · Amount on File
Deed Document Number2004156481
Last Transfer DateNov 8, 2023
Transfer Doc0000097932
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateNov 15, 2023
Property Address4875 ELMORE RD, MEMPHIS, TN 38128-6921
Document Number0023097932
Map ReferenceMB 3742 PG 373
Instrument DateNov 8, 2023
Instrument23097932
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9051 CARRIAGE CREEK RD, BARTLETT, TN 38002-8939

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4875 ELMORE RD, MEMPHIS, TN 38128-6921
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022042023
DateApr 13, 2022
Instrument22042023
Lender
NameINSOUTH BANK
TypeBank
AddressATOKA, TN 38004
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueApr 5, 2023
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4875 ELMORE RD, MEMPHIS, TN 38128-6921
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022042008
DateApr 13, 2022
Instrument22042008
Lender
NameINSOUTH BANK
TypeBank
AddressATOKA, TN 38004
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueApr 5, 2027

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4875 ELMORE RD, MEMPHIS, TN 38128-6921
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022042019
DateApr 13, 2022
Instrument22042019
Lender
NameINSOUTH BANK
TypeBank
AddressATOKA, TN 38004
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueApr 5, 2027

August 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSHELBY TN
Property Address4875 ELMORE RD, MEMPHIS, TN 38128-6921
Document Number0000086738
Instrument DateAug 9, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4875 ELMORE RD MEMPHIS TN 381286921, MEMPHIS, TN 38128-6921

Mortgage

Document Number0000086738
DateAug 24, 2018
Instrument86738
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
Term240 Months
DueAug 23, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4875 Elmore Rd was $3,491.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,491.00$129,800 Land $30,000 Building $99,800$324,500 Land $75,000 Building $249,500
2023$104,200 Land $27,200 Building $77,000
2022$6,347.00
2021$260,500 Land $68,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4875 Elmore Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1980–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4875 Elmore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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